Peartree Lane Eviction Risk: Moderate

Severe burden reaches 35%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Food insecurity affects 42.3% of adults, 24.5 points above the national rate. 87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Set annual rent against average household income of $35,610 and the ratio lands at 40%, above the conventional 30% ceiling. CDC survey data puts housing insecurity at 30.4% of adults, against 14.2% nationally. The main counterweight is supply constraint, at 1.8/10.

At $1,196 a month, rents sit 24% under what the rest of Raleigh commands. Running cool is rent-regulation exposure, at 2/10.

The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. The filing record is not thin: 893 evictions logged in this tract.

Filing activity peaked in 2015 at 30.7% of renter households.

Because the boundary contains one tract, 5.5/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.