Neighborhood · Ranked #24,859 of 84,120 nationally

United Eviction Risk: Moderate , Toledo

Tract 39095006801 · Lucas County, OH · pop 2,876 · neighborhood within 1.2 mi

With a score of 5.4/10, tract 39095006801 in the United area of Toledo, OH reads moderate for landlord eviction risk. It is home to 2,876 residents. SNAP participation runs 40.4% against 15.2% nationally.

Risk score

5.4

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 25% Stable renters 58% Owners 17%

Tract context

Occupied units1,551

Renter share83.5%

SVI overall0.75

Poverty rate37.4%

Median income$35,352

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6267, -83.6167 · click any tract to drill in

Why United scores 5.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

37.4% poverty · this tract

9.3

Supply constraint

$686 rent vs county FMR

1.5

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How United compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 75

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

91%Socioeconomic
8%Household composition
55%Racial/ethnic minority
87%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
40%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within United. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

29.2%Housing insecurity
24.1%Utility-shutoff threat
39.1%Food insecurity
40.4%SNAP enrollment
21.0%Transit barriers
14.8%No health insurance
26.0%Frequent mental distress
41.4%Any disability

Analysis

What drives eviction risk in United

The dominant input is economic stress at 9.3/10. The poverty rate is 37%, which in this model reads as reduced rent-recovery odds after a judgment.

This is renter territory: 83% of occupied units are tenant-occupied. On the high side, court filing pressure reads 8.9/10. Cost burden runs 30% here against 41.3% across Lucas County.

Well under the midpoint, rent-regulation exposure reads 1.5/10. Inability to pay a utility bill runs 24.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

At $686 a month, rents run 24% under what the rest of Toledo commands. It sits 1.2 points above the Lucas County average of 4.2. The severe-burden share is 12%, and it is the single best predictor in this model of a filing that actually reaches judgment.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 39095006801

What is the eviction-risk score for census tract 39095006801?

Census tract 39095006801 in the United neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095006801?

Median gross rent is $686/month (ACS 5-year 2023, table B25064). 30% of renter households are cost-burdened.

What is the poverty rate in tract 39095006801?

37.4% of residents in tract 39095006801 live below the federal poverty line (ACS B17001, 2023). Population: 2,876.

How socially vulnerable is tract 39095006801?

CDC Social Vulnerability Index ranks this tract in the 75th percentile nationally. Sub-themes: socioeconomic 91th, household 8th, minority 55th, housing 87th.

Is tract 39095006801 considered part of United?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095006801 fall within United (neighborhood centroid within 1.2 miles, OSM data).

What share of households in tract 39095006801 struggle to pay rent?

About 29.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 24.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095006801 compare to Toledo overall?

Tract 39095006801 scores 5.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095006801 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.