Northlawn Eviction Risk: Moderate , Toledo

Cost burden runs 67% here against 41.3% across Lucas County. The score leans hardest on economic stress at 10/10.

SNAP participation runs 44.3% against 15.2% nationally. The poverty rate is 44%, which in this model reads as reduced rent-recovery odds after a judgment. Set annual rent against average income of $32,112 and the ratio lands at 38%, above the conventional 30% ceiling.

On the high side, court filing pressure reads 8.9/10. Inability to pay a utility bill runs 26.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Running cool, rent-regulation exposure reads 1.5/10. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points.

The filing record is not thin: 1,038 evictions over 15 years of observation. Average gross rent is $1,029, 14% above the Toledo average. The worst year on record was 2003, when 18.3% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.