South Main Street Historic District Eviction Risk: Lower

Pulling the other way is economic stress, at 1/10. Well under the midpoint is eviction-process difficulty, at 2.1/10. The filing record is not thin: 13 evictions logged in this tract.

Sitting well above the midpoint is rent-regulation exposure at 7.5/10. SNAP participation is 4.5% of households versus 15.2% nationally. The worst year on record was 2011, when filings touched 5.4% of renter households.

4.6% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. The most recent observed rate, 0.8% in 2016, is well off that peak.

Only 10% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. Rent takes 11% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Poverty sits at 3%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Average gross rent runs $933, close to the Poland average.

Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.