Cottage Grove Eviction Risk: Moderate

What pushes the score up most is economic stress at 10/10. The poverty rate is 48%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. CDC survey data puts housing insecurity at 34.8% of adults, against 14.2% nationally.

Annualized rent equals 38% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Severe burden reaches 24%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Running hot is tenant-organizing strength at 8.6/10.

Average gross rent is $925, 27% above the Youngstown average of $728. On the high side is housing-court posture at 8.6/10. The filing record is not thin: 619 evictions logged in this tract.

Filing activity peaked in 2014 at 17.2% of renter households. 17.9% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Recent filings have not receded much: 16.2% in 2016 against a 17.2% peak.

That places it #1 of 26 neighborhoods in Youngstown. Social vulnerability runs high at 9.3/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Because the boundary contains one tract, 5.9/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.