Cottage Grove Eviction Risk: Moderate , Youngstown

The score leans hardest on economic stress at 10/10. Food insecurity runs 47.4% against 17.8% nationally. The poverty rate is 48%, which in this model reads as reduced rent-recovery odds after a judgment.

Annualized rent equals 38% of average household income of $29,120, past the 30% affordability line, which thins the margin any screening standard has to work with. 24% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Running hot, tenant-organizing strength reads 8.6/10. On the high side, housing-court posture reads 8.6/10.

At $925 a month, rents run 27% over what the rest of Youngstown commands. Disability prevalence runs 44.5% against 31.5% nationally. Against the Mahoning County average of 4.5, this tract reads riskier for landlords by 1.4 points.

Court records carry 619 eviction filings across 7 observed years. The worst year on record was 2014, when 17.2% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 13.6% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.