Tract 39113010100 Eviction Risk: Lower

The clearest offset is economic stress at 1/10. 16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the high side, court filing pressure reads 7.7/10.

The voucher gap is 20.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. It sits 1.2 points below the Montgomery County average of 4.2.

On the softer side, state political climate reads 2.4/10. Princeton's Eviction Lab logged 5 filings here across 3 tracked years. Adults with no health insurance runs 3.6% against 11.3% nationally.

Inability to pay a utility bill runs 3.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2010, when 2.5% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 1.8% of renter households face a filing. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

Only 12% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.