Within parent city
5
th percentile
Very Low
Census Tract · Ranked #71,178 of 84,120 nationally
Kettering Eviction Risk: Lower
Tract 39113020300 · Montgomery County, OH · pop 2,390
With a score of 4.9/10, tract 39113020300 in Kettering ranks in the Moderate tier for landlord eviction risk. The tract is home to 2,390 residents. That is riskier than roughly 34% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 28% of renter households, a moderate level, and 12% are severely burdened at 50% or more. Average household income is about $103,240 a year. Renters make up 13% of occupied homes.
Risk score
2.2
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%
Stable renters 9%
Owners 87%
Tract context
Occupied units1,099
Renter share13.2%
SVI overall0.04
Poverty rate7.1%
Median income$103,240
Percentile rank
Higher percentile = riskier than more peers.Within county
13
th percentile
Very Low
Within state
19
th percentile
Very Low
National
15
th percentile
Very Low
Geographic context
Risk heat across Kettering and the region
Centroid at 39.6973, -84.1798 · click any tract to drill in
Why Kettering scores 2.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Kettering
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
7.1% poverty · this tract
1.8
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from Kettering
5.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Kettering
7.4
Housing court bias
Inherited from Kettering
4.9
How Kettering compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 4
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 9%Socioeconomic
- 9%Household composition
- 11%Racial/ethnic minority
- 12%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 100%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 57Total filings over 16 yrs
- 1.85%Avg annual filing rate
- 4.1%Peak (2016)
- 1Filings in 2018 (latest validated)
Filings dropped 50% over the past 17 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 5.2%Housing insecurity
- 3.9%Utility-shutoff threat
- 5.8%Food insecurity
- 4.2%SNAP enrollment
- 3.9%Transit barriers
- 4.1%No health insurance
- 12.7%Frequent mental distress
- 24.1%Any disability
Analysis
What drives eviction risk in Kettering
The heaviest input here is tenant organizing strength at 7.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Kettering eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Montgomery County average of 5.4 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 4th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
Princeton's Eviction Lab logged 57 eviction filings here over 16 tracked years, with about 1.9% of renter households facing a filing in a typical year. Filings peaked at 4.1% of renter households in 2016.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39113020300
Q1
What is the eviction-risk score for census tract 39113020300?
Census tract 39113020300 in Kettering scores 2.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 39113020300?
7.1% of residents in tract 39113020300 live below the federal poverty line (ACS B17001, 2023). Population: 2,390.
Q3
How socially vulnerable is tract 39113020300?
CDC Social Vulnerability Index ranks this tract in the 4th percentile nationally. Sub-themes: socioeconomic 9th, household 9th, minority 11th, housing 12th.
Q4
How many evictions are filed each year in tract 39113020300?
Princeton Eviction Lab recorded 57 eviction filings across 16 validated years in tract 39113020300 (2000-2018). The average annual filing rate is 1.85% of renter households, peaking at 4.1% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q5
What share of households in tract 39113020300 struggle to pay rent?
About 5.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 39113020300 compare to Kettering overall?
Tract 39113020300 scores 2.2/10, right in line with the parent city of Kettering at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Kettering eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 39113020300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Kettering
Top eight tracts in Kettering ranked by composite eviction-risk score.
Tract · OH
39113021800
4.3
/ 10 · Moderate
Tract · OH
39113020400
3.7
/ 10 · Low
Tract · OH
39113021501
3.5
/ 10 · Low
Tract · OH
39113021100
3.4
/ 10 · Low
Tract · OH
39113020100
3.4
/ 10 · Low
Tract · OH
South Dayton
3.4
/ 10 · Low
Tract · OH
39113021502
3.3
/ 10 · Low
Tract · OH
39113021301
3.2
/ 10 · Low
Related
Explore the geography around tract 39113020300
Parent city ↑
Kettering
2.4 / 10
Parent county ↑
Montgomery County
Parent state ↑
Ohio
Sibling tract →
Centerville Historic District
2.2 / 10
Sibling tract →
Tract 39113050502
2.2 / 10
Sibling tract →
Tract 39113120102
2.2 / 10
Methodology
How the score is built
Interactive map
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