Neighborhood · Ranked #35,669 of 84,120 nationally

First Addition Eviction Risk: Moderate , Lake Oswego

Tract 41005020102 · Clackamas County, OR · pop 2,499 · neighborhood within 0.3 mi

41005020102 is a census tract in the First Addition area of Lake Oswego, OR. It scores 4.8/10 for landlords. Population here is 2,499. The severe-burden share is 39%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score

4.8

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 14% Stable renters 8% Owners 78%

Tract context

Occupied units1,081

Renter share21.1%

SVI overall0.07

Poverty rate3.3%

Median income$177,679

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Lake Oswego and the region

Centroid at 45.4277, -122.6712 · click any tract to drill in

Why First Addition scores 4.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Lake Oswego

8.3

Regional political climate

2024 county presidential margin

5.6

State political climate

Oregon legislature & governorship

7.2

Economic stress

3.3% poverty · this tract

1.0

Supply constraint

$1,592 rent vs county FMR

3.0

Rent control risk

Inherited from Lake Oswego

6.3

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Lake Oswego

6.4

Housing court bias

Inherited from Lake Oswego

4.4

How First Addition compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 7

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

9%Socioeconomic
9%Household composition
31%Racial/ethnic minority
18%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

61%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Analysis

What drives eviction risk in First Addition

Against Clackamas County at 50.1%, 64% of renters here are cost-burdened. The main counterweight is economic stress at 1/10.

Running hot, local political climate reads 8.3/10. At $1,592 a month, rents run 26% under what the rest of Lake Oswego commands.

Sitting well above the midpoint, state political climate reads 7.2/10. It sits 0.8 points below the Clackamas County average of 5.6. Adults with no health insurance runs 3.7% against 11.3% nationally.

This ground was mapped A ("Best") on the 1930s HOLC security maps for Portland. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 58th percentile of the 84,120 tracts scored.

At 21% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 1.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $177,679, annual rent is just 11%.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 41005020102

What is the eviction-risk score for census tract 41005020102?

Census tract 41005020102 in the First Addition neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 41005020102?

Median gross rent is $1,592/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.

What is the poverty rate in tract 41005020102?

3.3% of residents in tract 41005020102 live below the federal poverty line (ACS B17001, 2023). Population: 2,499.

How socially vulnerable is tract 41005020102?

CDC Social Vulnerability Index ranks this tract in the 7th percentile nationally. Sub-themes: socioeconomic 9th, household 9th, minority 31th, housing 18th.

Is tract 41005020102 considered part of First Addition?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 41005020102 fall within First Addition (neighborhood centroid within 0.3 miles, OSM data).

How does tract 41005020102 compare to Lake Oswego overall?

Tract 41005020102 scores 4.8/10, lower than the parent city of Lake Oswego at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lake Oswego eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 41005020102 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Lake Oswego

Top eight tracts in Lake Oswego ranked by composite eviction-risk score.