Neighborhood · Ranked #21,564 of 84,120 nationally

North Shore Country Club Eviction Risk: Moderate , Lake Oswego

Tract 41005020201 · Clackamas County, OR · pop 4,474 · neighborhood within 0.4 mi

Tract 41005020201 sits in the North Shore Country Club area of Lake Oswego eviction risk, OR, carrying an eviction-risk score of 5.7/10. Population here is 4,474. The severe-burden share is 29%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score

5.7

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 26% Stable renters 18% Owners 56%

Tract context

Occupied units2,056

Renter share44.5%

SVI overall0.29

Poverty rate2.8%

Median income$96,178

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Lake Oswego and the region

Centroid at 45.4143, -122.6874 · click any tract to drill in

Why North Shore Country Club scores 5.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Lake Oswego

8.3

Regional political climate

2024 county presidential margin

5.6

State political climate

Oregon legislature & governorship

7.2

Economic stress

2.8% poverty · this tract

1.0

Supply constraint

$2,109 rent vs county FMR

5.6

Rent control risk

Inherited from Lake Oswego

6.3

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Lake Oswego

6.4

Housing court bias

Inherited from Lake Oswego

4.4

How North Shore Country Club compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 29

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

33%Socioeconomic
33%Household composition
27%Racial/ethnic minority
35%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Analysis

What drives eviction risk in North Shore Country Club

The clearest offset is economic stress at 1/10. Sitting well above the midpoint, local political climate reads 8.3/10.

Against Clackamas County at 50.1%, 59% of renters here are cost-burdened. Running hot, state political climate reads 7.2/10. Adults with no health insurance runs 3.2% against 11.3% nationally.

This ground was mapped A ("Best") on the 1930s HOLC security maps for Portland. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 74th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 3.6/10. Poverty sits at 3%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

It tracks the Clackamas County average of 5.6 closely. Average gross rent is $2,109, close to the Lake Oswego average. Annual rent works out to 26% of average household income of $96,178.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 41005020201

What is the eviction-risk score for census tract 41005020201?

Census tract 41005020201 in the North Shore Country Club neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 41005020201?

Median gross rent is $2,109/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.

What is the poverty rate in tract 41005020201?

2.8% of residents in tract 41005020201 live below the federal poverty line (ACS B17001, 2023). Population: 4,474.

How socially vulnerable is tract 41005020201?

CDC Social Vulnerability Index ranks this tract in the 29th percentile nationally. Sub-themes: socioeconomic 33th, household 33th, minority 27th, housing 35th.

Is tract 41005020201 considered part of North Shore Country Club?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 41005020201 fall within North Shore Country Club (neighborhood centroid within 0.4 miles, OSM data).

How does tract 41005020201 compare to Lake Oswego overall?

Tract 41005020201 scores 5.7/10, lower than the parent city of Lake Oswego at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lake Oswego eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 41005020201 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Lake Oswego

Top eight tracts in Lake Oswego ranked by composite eviction-risk score.