Downtown Eviction Risk: Elevated

Annualized rent equals 46% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. 91% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. 28% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Court records for this tract carry 1,206 eviction filings.

The worst year on record was 2005, when filings touched 19.1% of renter households. Recent filings have not receded much: 17.9% in 2006 against a 19.1% peak.

That places it #1 of 26 neighborhoods in Allentown. The closest comparables inside the same city are Sacred Heart and Franklin Park.

Social vulnerability runs high at 9.5/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $1,357, close to the Allentown average.

Because the boundary contains one tract, 6.6/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.