Tract 42101010400 ·
Philadelphia County, PA · pop 3,551 · neighborhood within 0.2 mi
Here is how census tract 42101010400, in the Mill Creek area of Philadelphia eviction risk, looks to a landlord: a 7.1/10 eviction-risk score (Elevated tier) across a population of 3,551. That is riskier than roughly 95% of the 84,120 US census tracts we score.
36% of renter households here spend at least 30% of income on rent, a high level, and 15% are severely burdened at 50% or more. Average rent runs $1,109 a month against an average household income of $31,063 a year, roughly 43% of income at the averages. About 71% of occupied units are renter-occupied, a renter-majority tract.
Risk score
7
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 26%Stable renters 45%Owners 29%
Tract context
Occupied units1,635
Renter share71.0%
SVI overall0.89
Poverty rate43.9%
Median income$31,063
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
100th percentile
#1 of 3 tracts In Mill Creek
Very High
Within parent city
90th percentile
#43 of 408 tracts In Philadelphia
High
Within county
92th percentile
#33 of 408 tracts In Philadelphia County
Very High
Within state
99th percentile
#54 of 3,445 tracts In Pennsylvania
Very High
Geographic context
Risk heat across Philadelphia and the region
Centroid at 39.9655, -75.2191 · click any tract to drill in
Why Mill Creek scores 7
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
43.9% poverty · this tract
10.0
Supply constraint
$1,109 rent vs county FMR
1.2
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5
How Mill Creek compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 89
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
81%Socioeconomic
89%Household composition
96%Racial/ethnic minority
73%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
0%Grade C
77%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
228Total filings over 4 yrs
9.18%Avg annual filing rate
11.6%Peak (2011)
55Filings in 2016 (latest validated)
Filings by year2010 to 2016
Filings climbed 49% over the past 4 months.
Pandemic-era tracking (2020–2021)
418Total filings 2020-21
5.4Avg monthly (observed)
7.3Pre-pandemic baseline
0.75×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran below baseline. Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Mill Creek. Closest by Eviction Risk Score.
The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Philadelphia eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Philadelphia County average of 6.8 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 77% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
During 2020 and 2021, eviction filings here ran at about 0.75x the pre-COVID monthly baseline, a little under the pre-pandemic norm.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 42101010400
Q1
What is the eviction-risk score for census tract 42101010400?
Census tract 42101010400 in the Mill Creek neighborhood scores 7/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42101010400?
Median gross rent is $1,109/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42101010400?
43.9% of residents in tract 42101010400 live below the federal poverty line (ACS B17001, 2023). Population: 3,551.
Q4
How socially vulnerable is tract 42101010400?
CDC Social Vulnerability Index ranks this tract in the 89th percentile nationally. Sub-themes: socioeconomic 81th, household 89th, minority 96th, housing 73th.
Q5
Is tract 42101010400 considered part of Mill Creek?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101010400 fall within Mill Creek (neighborhood centroid within 0.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 42101010400?
Princeton Eviction Lab recorded 228 eviction filings across 4 validated years in tract 42101010400 (2000-2018). The average annual filing rate is 9.18% of renter households, peaking at 11.6% in 2011. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 42101010400 drop during COVID?
Pandemic-era filings ran 0.75× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q8
How does tract 42101010400 compare to Philadelphia overall?
Tract 42101010400 scores 7/10, higher than the parent city of Philadelphia at 5.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 42101010400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 77% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Philadelphia
Top eight tracts in Philadelphia ranked by composite eviction-risk score.