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St. Matthews, South Carolina eviction risk overview
City brief · 1,645 residents

St. Matthews, SC Eviction Risk: VERY LOW

Calhoun County · Population 1,645

In 2026
Risk score
2.4
VERY LOW

46th percentile, South Carolina.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.0 Average2.5 Now2.4
3.2 2.0 1976 · score 3.1 1977 · score 3.1 1978 · score 3.1 1979 · score 3.0 1980 · score 3.1 1981 · score 3.1 1982 · score 3.2 1983 · score 3.1 1984 · score 2.8 1985 · score 2.7 1986 · score 2.3 1987 · score 2.2 1988 · score 2.1 1989 · score 2.0 1990 · score 2.0 1991 · score 2.0 1992 · score 2.3 1993 · score 2.4 1994 · score 2.3 1995 · score 2.3 1996 · score 2.3 1997 · score 2.2 1998 · score 2.2 1999 · score 2.2 2000 · score 2.1 2001 · score 2.2 2002 · score 2.2 2003 · score 2.1 2004 · score 2.1 2005 · score 2.1 2006 · score 2.1 2007 · score 2.0 2008 · score 2.4 2009 · score 2.6 2010 · score 2.7 2011 · score 2.7 2012 · score 2.5 2013 · score 2.5 2014 · score 2.4 2015 · score 2.4 2016 · score 2.3 2017 · score 2.2 2018 · score 2.2 2019 · score 2.2 2020 · score 3.0 2021 · score 3.2 2022 · score 2.4 2023 · score 2.4 2024 · score 2.4 2025 · score 2.4 2026 · score 2.4

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from constituent census tracts, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.3 Regional 5.3 State 2.1 Economic 4.2 Supply 2.6 Rent Control 1.0 Eviction 1.6 Tenant 2.1 Housing 2.2 2.4 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +14.3% (2024)
    5.3
  2. Regional political climate
    County-weighted neighbor mix
    5.3
  3. State political climate
    South Carolina legislature & governorship
    2.1
  4. Economic stress
    15.8% poverty · 11.7% unemp.
    4.2
  5. Supply constraint
    $970 average · 32.9% renters
    2.6
  6. Rent Control risk
    51.0% of income on rent
    1.0
  7. Eviction process difficulty
    41 days filing → judgment
    1.6
  8. Tenant organizing strength
    32.9% renters
    2.1
  9. Housing court bias
    County bench composition
    2.2
Geographic context

Risk heat across St. Matthews and the region

Click any city to see its score

How St. Matthews compares

Risk score vs. peers, county, state, and the U.S.
Rank in Calhoun County
Very Low
#2 of 2 cities
Rank in county, 0th percentileLowHigh
#2 of 2 cities in Calhoun County for landlord eviction risk.
Rank in South Carolina
Low
#291 of 472 cities
Rank in state, 38th percentileLowHigh
#291 of 472 cities in South Carolina for landlord eviction risk.
vs. county · state · U.S.
St. Matthews risk score vs. county / state / U.S.St. Matthews: 2.42.4St. MatthewsThis cityCounty: 2.52.5Countyavg in countyState: 2.52.5Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.4
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.7 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 41d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $970/mo. A contested eviction takes 41 days and costs $1,325–$4,237 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 32.9%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,645 residents, 32.9% rent. 51% are spending 30%+ income on rent, 15.8% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.3
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.3 and 5.3 (GOP margin +14.3% (2024)). State climate at 2.1, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.1
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.1/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.6, housing court bias 2.2, rent-control risk 1. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.4 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.2
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.2. Supply constraint: 2.6. The numbers behind those: 15.8% poverty, 11.7% unemployment, 51% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

St. Matthews sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Columbia, SC · 36d · ~$2.6k all-in ($71/day) · score 2.9 Columbia Charleston, SC · 36d · ~$2.9k all-in ($80/day) · score 2.6 Charleston North Charleston, SC · 37d · ~$2.6k all-in ($69/day) · score 2.6 North Charleston Mount Pleasant, SC · 41d · ~$2.4k all-in ($57/day) · score 2.2 Mount Pleasant Rock Hill, SC · 37d · ~$2.4k all-in ($65/day) · score 2.6 Rock Hill Greenville, SC · 36d · ~$2.6k all-in ($73/day) · score 2.4 Greenville Summerville, SC · 40d · ~$2.8k all-in ($70/day) · score 2.2 Summerville Charlotte, NC · 43d · ~$2.9k all-in ($68/day) · score 3.2 Charlotte Fayetteville, NC · 48d · ~$2.8k all-in ($59/day) · score 3 Fayetteville Augusta, GA · 36d · ~$2.6k all-in ($72/day) · score 2.6 Augusta Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle St. Matthews
St. Matthews · 41d · ~$2.8k all-in ($68/day) · score 2.4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in St. Matthews, SC

Landlording in St. Matthews, South Carolina, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.4/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

St. Matthews is a city of 1,645 residents where 32.9% of occupied units are renter-occupied, and the typical renter spends 51.0% of income on rent. At an average rent of $970/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How St. Matthews eviction process actually works

Eviction process difficulty here reads 1.6/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in St. Matthews closes 41 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of St. Matthews's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in St. Matthews runs $1,325 to $4,237 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 41 days of typical timeline and $970/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.1/10 in St. Matthews, and the city has limited rent control exposure (1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In South Carolina, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in St. Matthews: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match South Carolina's statutory language. Fix those four, and most cases settle or default. Skip them, and a $4,237 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in St. Matthews

Trap · 0.9/10
Comparative benchmarking matters in markets like this. St. Matthews's 4.2/10 is below the South Carolina state average. Rent-control-risk sub-score: 0.9/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

Can I charge whatever I want for a security deposit in St. Matthews?

Yes, South Carolina law does not impose a cap on security deposit amounts. However, it's generally wise to keep it reasonable, typically one to two months' rent, to attract good tenants. Remember, you must return it or an itemized list of deductions within 30 days of the tenant moving out.

Q2

How long does an eviction really take in St. Matthews?

While the typical timeline is 41 days from filing to resolution, this is an average. If a tenant contests the eviction, requests continuances, or if there are court backlogs, it can take longer. Always factor in potential delays, and remember, the 5-day notice period happens before you even file.

Q3

Do I need a lawyer for an eviction in Calhoun County?

You are not legally required to have a lawyer for an eviction in South Carolina magistrate court. However, given the complexities of landlord-tenant law and court procedures, having an attorney can significantly reduce the risk of errors that could lead to dismissal or delays. It's especially recommended for your first eviction or if the tenant hires their own attorney.

Q4

Can I evict a tenant in St. Matthews without a reason?

For month-to-month tenancies, yes, you can terminate the tenancy without "just cause" by providing a 30-day written notice. For tenants on a fixed-term lease, you generally need a lease violation (like non-payment of rent) to evict, unless the lease itself allows for early termination under specific conditions. Always consult your lease and state law.

Q5

What if my tenant pays part of the rent after I serve the 5-day notice?

Accepting a partial payment after serving a pay-or-quit notice can complicate your eviction case. It might imply you've waived your right to proceed with the eviction for that month's rent. If you do accept a partial payment, ensure you have a clear written agreement with the tenant stating that the eviction process is still moving forward unless the full balance is paid by a specific date.

06Score

What this score means for landlords2

A 2.4/10 places St. Matthews in the 46th percentile of South Carolina cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.