Smithfield Historic District Eviction Risk: Moderate , Birmingham

Pulling hardest the other way is rent-regulation exposure at 1/10. 27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Well under the midpoint, supply constraint reads 1/10.

78% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Food insecurity runs 34.8% against 17.8% nationally.

The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running cool, state political climate reads 1.8/10. SNAP participation runs 28.3% against 15.2% nationally.

Against the Jefferson County average of 4.3, this tract reads riskier for landlords by 1.1 points. Court records carry 548 eviction filings across 11 observed years.

The worst year on record was 2001, when 11.5% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 7.4% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.