Neighborhood · Ranked #67,219 of 84,120 nationally

Cloverdale Historic District Eviction Risk: Lower , Montgomery

Tract 01101001400 · Montgomery County, AL · pop 3,884 · neighborhood within 0.3 mi

Census tract 01101001400 covers part of the Cloverdale Historic District area of Montgomery, AL, and scores 3/10 on landlord eviction risk. Population here is 3,884. The main counterweight is rent-regulation exposure at 1/10.

Risk score

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 15% Stable renters 29% Owners 56%

Tract context

Occupied units1,427

Renter share44.0%

SVI overall0.25

Poverty rate6.6%

Median income$94,317

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Montgomery and the region

Centroid at 32.3527, -86.2916 · click any tract to drill in

Why Cloverdale Historic District scores 3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Montgomery

5.5

Regional political climate

2024 county presidential margin

6.6

State political climate

Alabama legislature & governorship

1.8

Economic stress

6.6% poverty · this tract

1.6

Supply constraint

$985 rent vs county FMR

4.3

Rent control risk

Inherited from Montgomery

1.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Montgomery

3.5

Housing court bias

Inherited from Montgomery

3.0

How Cloverdale Historic District compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 25

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

29%Socioeconomic
14%Household composition
43%Racial/ethnic minority
40%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

69%Grade A
10%Grade B
12%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.¹

Historic baseline (2000–2018)

143Total filings over 9 yrs
2.24%Avg annual filing rate
2.9%Peak (2006)
13Filings in 2016 (latest validated)

Filings by year 2001 to 2016

Filings climbed 18% over the past 9 months.

Comparable tracts

Census tracts with similar eviction risk

Within Cloverdale Historic District. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

8.0%Housing insecurity
5.2%Utility-shutoff threat
8.8%Food insecurity
5.1%SNAP enrollment
5.8%Transit barriers
5.5%No health insurance
15.0%Frequent mental distress
26.9%Any disability

Analysis

What drives eviction risk in Cloverdale Historic District

Sitting well above the midpoint, court filing pressure reads 8.6/10. Cost burden runs 33% here against 42.8% across Montgomery County.

Well under the midpoint, economic stress reads 1.6/10. SNAP participation runs 5.1% against 15.2% nationally. Severe burden reaches 11%. Those are renters paying half their income or more, and that is where non-payment filings originate.

It sits 1.0 points below the Montgomery County average of 4.0. Food insecurity runs 8.8% against 17.8% nationally.

The filing record is not thin: 143 evictions over 9 years of observation. Average gross rent is $985, 10% below the Montgomery average. The worst year on record was 2006, when 2.9% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 2.2% of renter households face a filing. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 01101001400

What is the eviction-risk score for census tract 01101001400?

Census tract 01101001400 in the Cloverdale Historic District neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 01101001400?

Median gross rent is $985/month (ACS 5-year 2023, table B25064). 33% of renter households are cost-burdened.

What is the poverty rate in tract 01101001400?

6.6% of residents in tract 01101001400 live below the federal poverty line (ACS B17001, 2023). Population: 3,884.

How socially vulnerable is tract 01101001400?

CDC Social Vulnerability Index ranks this tract in the 25th percentile nationally. Sub-themes: socioeconomic 29th, household 14th, minority 43th, housing 40th.

Is tract 01101001400 considered part of Cloverdale Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 01101001400 fall within Cloverdale Historic District (neighborhood centroid within 0.3 miles, OSM data).

How many evictions are filed each year in tract 01101001400?

Princeton Eviction Lab recorded 143 eviction filings across 9 validated years in tract 01101001400 (2000-2018). The average annual filing rate is 2.24% of renter households, peaking at 2.9% in 2006. Source: Eviction Lab tract-validated 2024 release.

What share of households in tract 01101001400 struggle to pay rent?

About 8.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 01101001400 compare to Montgomery overall?

Tract 01101001400 scores 3/10, lower than the parent city of Montgomery at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Montgomery eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 01101001400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Montgomery

Top eight tracts in Montgomery ranked by composite eviction-risk score.

Eviction Lab tract-level court records (2000-2018) and Eviction Tracking System, Princeton University. Open Data Commons Attribution license. evictionlab.org