Neighborhood · Ranked #16,850 of 84,120 nationally

Cloverdale Historic District Eviction Risk: Moderate , Montgomery

Tract 01101001500 · Montgomery County, AL · pop 4,231 · neighborhood within 0.8 mi

Eviction risk in Cloverdale Historic District in Montgomery centers on tract 01101001500, which scores $1/10 (Elevated tier) and is home to 4,231 residents. That is riskier than about 76% of US census tracts.

About 46% of renters carry a rent burden of 30% of income or higher, a severe level, and 18% are severely burdened at 50% or more. Average gross rent is $980 monthly, set against $42,470 in average yearly household income, roughly 28% of income at the averages. About 70% of occupied units are renter-occupied, a renter-majority tract.

Risk score

5.6

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 32% Stable renters 38% Owners 30%

Tract context

Occupied units851

Renter share70.0%

SVI overall0.96

Poverty rate37.8%

Median income$42,470

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Montgomery and the region

Centroid at 32.3612, -86.2833 · click any tract to drill in

Why Cloverdale Historic District scores 5.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Montgomery

5.5

Regional political climate

2024 county presidential margin

6.6

State political climate

Alabama legislature & governorship

1.8

Economic stress

37.8% poverty · this tract

9.4

Supply constraint

$980 rent vs county FMR

4.3

Rent control risk

Inherited from Montgomery

1.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Montgomery

3.5

Housing court bias

Inherited from Montgomery

3.0

How Cloverdale Historic District compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 96

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

97%Socioeconomic
58%Household composition
86%Racial/ethnic minority
96%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
62%Grade C
33%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.¹

Historic baseline (2000–2018)

255Total filings over 9 yrs
5.65%Avg annual filing rate
8.9%Peak (2008)
30Filings in 2016 (latest validated)

Filings by year 2001 to 2016

Filings climbed 20% over the past 9 months.

Comparable tracts

Census tracts with similar eviction risk

Within Cloverdale Historic District. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

23.4%Housing insecurity
17.0%Utility-shutoff threat
34.8%Food insecurity
28.2%SNAP enrollment
20.0%Transit barriers
11.9%No health insurance
25.7%Frequent mental distress
43.0%Any disability

Analysis

What drives eviction risk in Cloverdale Historic District

What moves this score most is economic stress at 9.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Montgomery eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Montgomery County average of 5.4 and above the Alabama statewide average of 4.5. Within its own county it reads on the riskier side for landlords.

Princeton's Eviction Lab logged 255 eviction filings here over 9 tracked years, with about 5.7% of renter households facing a filing in a typical year. Filings peaked at 8.9% of renter households in 2008.

Part of this tract, about 33% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 01101001500

What is the eviction-risk score for census tract 01101001500?

Census tract 01101001500 in the Cloverdale Historic District neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 01101001500?

Median gross rent is $980/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.

What is the poverty rate in tract 01101001500?

37.8% of residents in tract 01101001500 live below the federal poverty line (ACS B17001, 2023). Population: 4,231.

How socially vulnerable is tract 01101001500?

CDC Social Vulnerability Index ranks this tract in the 96th percentile nationally. Sub-themes: socioeconomic 97th, household 58th, minority 86th, housing 96th.

Is tract 01101001500 considered part of Cloverdale Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 01101001500 fall within Cloverdale Historic District (neighborhood centroid within 0.8 miles, OSM data).

How many evictions are filed each year in tract 01101001500?

Princeton Eviction Lab recorded 255 eviction filings across 9 validated years in tract 01101001500 (2000-2018). The average annual filing rate is 5.65% of renter households, peaking at 8.9% in 2008. Source: Eviction Lab tract-validated 2024 release.

What share of households in tract 01101001500 struggle to pay rent?

About 23.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 17.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 01101001500 compare to Montgomery overall?

Tract 01101001500 scores 5.6/10, higher than the parent city of Montgomery at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Montgomery eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 01101001500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 33% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Montgomery

Top eight tracts in Montgomery ranked by composite eviction-risk score.

Eviction Lab tract-level court records (2000-2018) and Eviction Tracking System, Princeton University. Open Data Commons Attribution license. evictionlab.org