Loma Portal Eviction Risk: High , San Diego

Against the San Diego County average of 7.6, this tract reads riskier for landlords by 2.3 points. This is renter territory: 86% of occupied units are tenant-occupied.

Annualized rent equals 32% of average household income of $89,634, past the 30% affordability line, which thins the margin any screening standard has to work with. The score leans hardest on rent-regulation exposure at 8/10. On the high side, eviction-process difficulty reads 8/10.

The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Sitting well above the midpoint, local political climate reads 7.5/10.

Cost burden runs 57% here against 52.5% across San Diego County. This ground was mapped A ("Best") on the 1930s HOLC security maps for San Diego. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #1 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 6.9/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the CA average is 7.5, so this tract runs 2.4 points hotter. Of its three components the household composition measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.