Cardiff-by-the-Sea Eviction Risk: Moderate , Encinitas

The severe-burden share is 22%, and it is the single best predictor in this model of a filing that actually reaches judgment. Against the San Diego County average of 7.6, this tract reads safer for landlords by 1.7 points. Cost burden runs 45% here against 52.5% across San Diego County.

Running cool, court filing pressure reads 2.7/10. SNAP participation runs 6.4% against 15.2% nationally.

Sitting well above the midpoint, tenant-organizing strength reads 7.2/10. Inability to pay a utility bill runs 3.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Nationally it ranks #19,618 of 84,120 for landlord eviction difficulty. Social vulnerability reads 2.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the CA average is 7.5, so this tract runs 1.6 points cooler.

Of its three components the household composition measure is the least pressured. Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.