2 census tracts · pop 5,367 · pop-weighted Eviction Risk Score 5.6/10
· range 5.4–5.9
Cardiff-by-the-Sea takes in 2 census tracts of Encinitas, CA and houses 5,367 people. Scored across those inputs it reaches 5.6/10, placing it in the Moderate tier. Against a Encinitas baseline of 30.5%, 41% of renters here cross the 30%-of-income line.
Pulling the other way is economic stress, at 1.2/10. 17% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. On the high side is tenant-organizing strength at 7.2/10.
Food insecurity affects 6.4% of adults, 11.4 points below the national rate. CDC survey data puts housing insecurity at 6.7% of adults, against 14.2% nationally. Average gross rent is $2,707, 6% below the Encinitas average of $2,886.
Among the 4 mapped neighborhoods of Encinitas, it ranks #4 by risk, the lower third. The closest comparables inside the same city are Olivenhain and Leucadia.
Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. The 2 tracts here are tightly clustered, 0.5 points apart at the extremes. Annual rent works out to 23% of average household income of $142,280.
44% of occupied units are renter-occupied.
The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
5.6
Moderate
2 tracts · population-weighted
Cardiff-by-the-Sea vs EncinitasHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority31%ile
Hispanic + non-white share of population
Housing & transport58%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Cardiff-by-the-Sea
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
6.6%Housing insecurity
3.4%Utility shutoff threat
6.4%Food insecurity
5.9%SNAP enrollment
3.7%No health insurance
21.9%Any disability
Frequently asked
About Cardiff-by-the-Sea
Q1
What is the eviction-risk score for Cardiff-by-the-Sea?
Cardiff-by-the-Sea scores 5.6/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Cardiff-by-the-Sea compare to Encinitas overall?
Cardiff-by-the-Sea scores 1.2 points lower than Encinitas overall (6.8/10). Renters spend 41% of income on rent vs 31% citywide. Average rent: $2,707 vs $2,886.
Q3
What is the average rent in Cardiff-by-the-Sea?
Average gross rent in Cardiff-by-the-Sea is $2,707/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 41% of renter households are cost-burdened.
Q4
What percentage of Cardiff-by-the-Sea residents are renters?
44% of Cardiff-by-the-Sea households are renter-occupied (vs 34% in Encinitas). The neighborhood has 5,367 residents.
Q5
Is Cardiff-by-the-Sea a high social-vulnerability area?
Cardiff-by-the-Sea sits in the 29th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Cardiff-by-the-Sea have the highest eviction risk?
The highest-risk constituent tract in Cardiff-by-the-Sea is census tract 06073017408 (score 5.9/10). Across the 2 tracts in this neighborhood the score ranges from 5.4 to 5.9, a spread of 0.5 points.
Q7
How safe is Cardiff-by-the-Sea for landlords?
Cardiff-by-the-Sea carries a moderate-tier eviction-risk profile for landlords (5.6/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Encinitas as a whole (6.8/10), this neighborhood is lower-risk.
Q8
What is the demographic breakdown of Cardiff-by-the-Sea?
Cardiff-by-the-Sea has 5,459 residents. Top groups: White (non-Hispanic) (79.3%), Hispanic / Latino (10.8%), Other / Multiracial (4.6%). Source: ACS 5-year 2023, table B03002.
