Panama City Eviction Risk: Moderate

The clearest offset is rent-regulation exposure at 1/10. On the softer side, supply constraint reads 1/10.

25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Cost burden runs 43% here against 54.8% across Bay County. This is renter territory: 72% of occupied units are tenant-occupied.

Running cool, state political climate reads 1.5/10. The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

It sits 1.0 points above the Bay County average of 3.8. Court records carry 199 eviction filings across 10 observed years.

Filings peaked in 2013 at 4.3% of renter households. In a typical year about 3.2% of renter households face a filing. On the national scale it lands near the 58th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 8.5/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.