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Neighborhood · Ranked #45,786 of 84,120 nationally

Lakewood Terrace Eviction Risk: Moderate , St. Petersburg

Tract 12103020301 · Pinellas, FL · pop 4,055 · neighborhood within 0.4 mi

12103020301 is a census tract in the Lakewood Terrace area of St. Petersburg, FL. It scores 4.2/10 for landlords. It is home to 4,055 residents. The clearest offset is state political climate at 1.5/10.

Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13% Stable renters 9% Owners 78%
Tract context
Occupied units1,667
Renter share21.5%
SVI overall0.80
Poverty rate18.2%
Median income$73,803

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Lakewood Terrace
Very Low
Within parent city
72 th percentile
Rank, 72nd percentileLowHigh
#22 of 77 tracts In St. Petersburg
Elevated
Within county
65 th percentile
Rank, 65th percentileLowHigh
#96 of 273 tracts In Pinellas
Elevated
Within state
60 th percentile
Rank, 60th percentileLowHigh
#2,028 of 5,122 tracts In Florida
Elevated
Geographic context

Risk heat across St. Petersburg and the region

Centroid at 27.7290, -82.6395 · click any tract to drill in

Why Lakewood Terrace scores 4.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Petersburg
5.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
18.2% poverty · this tract
4.6
Supply constraint
$1,637 rent vs county FMR
3.3
Rent control risk
Inherited from St. Petersburg
1.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from St. Petersburg
4.5
Housing court bias
Inherited from St. Petersburg
4.0

How Lakewood Terrace compares

Risk score vs. parent city, county, state.
Lakewood Terrace risk score vs. parent city / county / state4.2This tracttract 0203013.5St. Petersburgparent city3.9Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 80

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 728Total filings over 18 yrs
  • 11.39%Avg annual filing rate
  • 21.8%Peak (2001)
  • 45Filings in 2017 (latest validated)
Filings by year 2000 to 2017
Year-by-year eviction filings in tract 12103020301
Filings dropped 37% over the past 18 months.

Pandemic-era tracking (2020–2021)

  • 146Total filings 2020-21
  • 2.0Avg monthly (observed)
  • 2.8Pre-pandemic baseline
  • 0.72×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Lakewood Terrace. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Lakewood Terrace

Severe burden reaches 22%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the softer side, rent-regulation exposure reads 1.5/10. 59% of renter households cross the 30%-of-income line, above the Pinellas County average of 53.4%.

The poverty rate is 18%, which in this model reads as reduced rent-recovery odds after a judgment. The filing record is not thin: 728 evictions over 18 years of observation. Well under the midpoint, eviction-process difficulty reads 3/10.

Filings peaked in 2001 at 21.8% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 11.4% of renter households face a filing.

Nationally it ranks #45,786 of 84,120 for landlord eviction difficulty. At 21% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 8.2/10 on the CDC index, a measure of exposure to housing and economic shocks.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 12103020301

Q1

What is the eviction-risk score for census tract 12103020301?

Census tract 12103020301 in the Lakewood Terrace neighborhood scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12103020301?

Median gross rent is $1,637/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12103020301?

18.2% of residents in tract 12103020301 live below the federal poverty line (ACS B17001, 2023). Population: 4,055.
Q4

How socially vulnerable is tract 12103020301?

CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 65th, household 42th, minority 76th, housing 96th.
Q5

Is tract 12103020301 considered part of Lakewood Terrace?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103020301 fall within Lakewood Terrace (neighborhood centroid within 0.4 miles, OSM data).
Q6

How many evictions are filed each year in tract 12103020301?

Princeton Eviction Lab recorded 728 eviction filings across 18 validated years in tract 12103020301 (2000-2018). The average annual filing rate is 11.39% of renter households, peaking at 21.8% in 2001. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 12103020301 drop during COVID?

Pandemic-era filings ran 0.72× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8

How does tract 12103020301 compare to St. Petersburg overall?

Tract 12103020301 scores 4.2/10, higher than the parent city of St. Petersburg at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 12103020301 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in St. Petersburg

Top eight tracts in St. Petersburg ranked by composite eviction-risk score.

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