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Neighborhood · Ranked #34,278 of 84,120 nationally

Highland Lakes Eviction Risk: Moderate , Palm Harbor

Tract 12103027331 · Pinellas, FL · pop 3,342 · neighborhood within 0.3 mi

Census tract 12103027331 covers part of the Highland Lakes area of Palm Harbor, FL, and scores 4.9/10 on landlord eviction risk. Population here is 3,342. The severe-burden share is 60%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score
4.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11% Stable renters 6% Owners 83%
Tract context
Occupied units1,723
Renter share16.1%
SVI overall0.26
Poverty rate17.4%
Median income$57,344

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 6 tracts In Highland Lakes
Very High
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 14 tracts In Palm Harbor
Very High
Within county
88 th percentile
Rank, 88th percentileLowHigh
#33 of 273 tracts In Pinellas
High
Within state
78 th percentile
Rank, 78th percentileLowHigh
#1,143 of 5,122 tracts In Florida
High
Geographic context

Risk heat across Palm Harbor and the region

Centroid at 28.0777, -82.7228 · click any tract to drill in

Why Highland Lakes scores 4.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Palm Harbor
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
17.4% poverty · this tract
4.4
Supply constraint
$1,284 rent vs county FMR
1.5
Rent control risk
Inherited from Palm Harbor
8.8
Eviction process difficulty
State law sets the calendar
1.0
Tenant organizing strength
Inherited from Palm Harbor
5.2
Housing court bias
Inherited from Palm Harbor
7.1

How Highland Lakes compares

Risk score vs. parent city, county, state.
Highland Lakes risk score vs. parent city / county / state4.9This tracttract 0273313.8Palm Harborparent city3.9Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 26

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Pandemic-era tracking (2020–2021)

  • 8Total filings 2020-21
  • 0.1Avg monthly (observed)
  • 0.1Pre-pandemic baseline
  • 0.89×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Highland Lakes. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Highland Lakes

The main counterweight is eviction-process difficulty at 1/10. Against Pinellas County at 53.4%, 66% of renters here are cost-burdened.

Running hot, rent-regulation exposure reads 8.8/10. At $1,284 a month, rents run 29% under what the rest of Palm Harbor commands. On the softer side, state political climate reads 1.5/10.

It sits 1.1 points above the Pinellas County average of 3.8. That is riskier than roughly 59% of the 84,120 US census tracts in this model.

Only 16% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 3.3/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the FL average is 4.1, so this tract runs 0.8 points hotter.

Of its three components the housing type and transport measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 12103027331

Q1

What is the eviction-risk score for census tract 12103027331?

Census tract 12103027331 in the Highland Lakes neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12103027331?

Median gross rent is $1,284/month (ACS 5-year 2023, table B25064). 66% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12103027331?

17.4% of residents in tract 12103027331 live below the federal poverty line (ACS B17001, 2023). Population: 3,342.
Q4

How socially vulnerable is tract 12103027331?

CDC Social Vulnerability Index ranks this tract in the 26th percentile nationally. Sub-themes: socioeconomic 38th, household 57th, minority 21th, housing 13th.
Q5

Is tract 12103027331 considered part of Highland Lakes?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103027331 fall within Highland Lakes (neighborhood centroid within 0.3 miles, OSM data).
Q6

Did eviction filings in tract 12103027331 drop during COVID?

Pandemic-era filings ran 0.89× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7

How does tract 12103027331 compare to Palm Harbor overall?

Tract 12103027331 scores 4.9/10, higher than the parent city of Palm Harbor at 3.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Palm Harbor; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Palm Harbor

Top eight tracts in Palm Harbor ranked by composite eviction-risk score.

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