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Neighborhood · Ranked #58,384 of 84,120 nationally

Cove Springs Eviction Risk: Lower , Palm Harbor

Tract 12103027504 · Pinellas, FL · pop 2,492 · neighborhood within 0.9 mi

For landlords sizing up Cove Springs in Palm Harbor, census tract 12103027504 carries a moderate eviction-risk score of 5.1/10. That is riskier than about 43% of US census tracts.

Rent eats 30% or more of income for 74% of renter households, a severe level, and 42% are severely burdened at 50% or more. Average gross rent is $1,265 monthly, set against $61,801 in average yearly household income, roughly 25% of income at the averages. Renters make up 24% of occupied homes.

Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18% Stable renters 6% Owners 76%
Tract context
Occupied units1,155
Renter share23.9%
SVI overall0.54
Poverty rate8.7%
Median income$61,801

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Cove Springs
Very High
Within parent city
40 th percentile
Rank, 40th percentileLowHigh
#4 of 6 tracts In Palm Harbor
Moderate
Within county
38 th percentile
Rank, 38th percentileLowHigh
#169 of 273 tracts In Pinellas
Low
Within state
41 th percentile
Rank, 41st percentileLowHigh
#3,043 of 5,122 tracts In Florida
Moderate
Geographic context

Risk heat across Palm Harbor and the region

Centroid at 28.1332, -82.7649 · click any tract to drill in

Why Cove Springs scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Palm Harbor
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
8.7% poverty · this tract
2.2
Supply constraint
$1,265 rent vs county FMR
1.4
Rent control risk
Inherited from Palm Harbor
8.2
Eviction process difficulty
State law sets the calendar
1.1
Tenant organizing strength
Inherited from Palm Harbor
4.5
Housing court bias
Inherited from Palm Harbor
6.7

How Cove Springs compares

Risk score vs. parent city, county, state.
Cove Springs risk score vs. parent city / county / stateThis tract: 3.03.0This tracttract 027504Palm Harbor: 2.22.2Palm Harborparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 54

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Pandemic-era tracking (2020–2021)

  • 35Total filings 2020-21
  • 0.5Avg monthly (observed)
  • 0.5Pre-pandemic baseline
  • 0.97×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 2 filings (2.00× baseline)2020-02-01: 0 filings (0.00× baseline)2020-03-01: 0 filings (0.00× baseline)2020-04-01: 0 filings (0.00× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 0 filings (0.00× baseline)2020-07-01: 0 filings (0.00× baseline)2020-08-01: 0 filings (0.00× baseline)2020-09-01: 0 filings (0.00× baseline)2020-10-01: 0 filings (0.00× baseline)2020-11-01: 0 filings (0.00× baseline)2020-12-01: 2 filings (4.00× baseline)2021-01-01: 0 filings (0.00× baseline)2021-02-01: 0 filings (0.00× baseline)2021-03-01: 0 filings (0.00× baseline)2021-04-01: 1 filings (4.00× baseline)2021-05-01: 1 filings (1.33× baseline)2021-06-01: 0 filings (0.00× baseline)2021-07-01: 0 filings (0.00× baseline)2021-08-01: 0 filings (0.00× baseline)2021-09-01: 1 filings (2.00× baseline)2021-10-01: 0 filings (0.00× baseline)2021-11-01: 1 filings (4.00× baseline)2021-12-01: 0 filings (0.00× baseline)2022-01-01: 0 filings (0.00× baseline)2022-02-01: 0 filings (0.00× baseline)2022-03-01: 0 filings (0.00× baseline)2022-04-01: 0 filings (0.00× baseline)2022-05-01: 1 filings (1.33× baseline)2022-06-01: 1 filings (2.00× baseline)2022-07-01: 0 filings (0.00× baseline)2022-08-01: 1 filings (2.00× baseline)2022-09-01: 0 filings (0.00× baseline)2022-10-01: 1 filings (0.80× baseline)2022-11-01: 0 filings (0.00× baseline)2022-12-01: 0 filings (0.00× baseline)2023-01-01: 1 filings (1.00× baseline)2023-02-01: 1 filings (4.00× baseline)2023-03-01: 1 filings (4.00× baseline)2023-04-01: 0 filings (0.00× baseline)2023-05-01: 1 filings (1.33× baseline)2023-06-01: 1 filings (2.00× baseline)2023-07-01: 0 filings (0.00× baseline)2023-08-01: 0 filings (0.00× baseline)2023-09-01: 2 filings (4.00× baseline)2023-10-01: 1 filings (0.80× baseline)2023-11-01: 3 filings (12.00× baseline)2023-12-01: 2 filings (4.00× baseline)2024-01-01: 0 filings (0.00× baseline)2024-02-01: 2 filings (8.00× baseline)2024-03-01: 0 filings (0.00× baseline)2024-04-01: 0 filings (0.00× baseline)2024-05-01: 0 filings (0.00× baseline)2024-06-01: 0 filings (0.00× baseline)2024-07-01: 1 filings (10.00× baseline)2024-08-01: 1 filings (2.00× baseline)2024-09-01: 0 filings (0.00× baseline)2024-10-01: 1 filings (0.80× baseline)2024-11-01: 1 filings (4.00× baseline)2024-12-01: 1 filings (2.00× baseline)2025-01-01: 0 filings (0.00× baseline)2025-02-01: 0 filings (0.00× baseline)2025-03-01: 0 filings (0.00× baseline)2025-04-01: 1 filings (4.00× baseline)2025-05-01: 0 filings (0.00× baseline)2025-06-01: 1 filings (2.00× baseline)2025-07-01: 0 filings (0.00× baseline)2025-08-01: 0 filings (0.00× baseline)2025-09-01: 0 filings (0.00× baseline)2025-10-01: 0 filings (0.00× baseline)2025-11-01: 1 filings (4.00× baseline)2025-12-01: 0 filings (0.00× baseline)2026-01-01: 0 filings (0.00× baseline)

Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Cove Springs. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Cove Springs

What moves this score most is rent-control risk at 8.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Palm Harbor, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Pinellas County average of 4.8 and in line with the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 54th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

During 2020 and 2021, eviction filings here ran at about 0.97x the pre-COVID monthly baseline, a little under the pre-pandemic norm.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12103027504

Q1

What is the eviction-risk score for census tract 12103027504?

Census tract 12103027504 in the Cove Springs neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12103027504?

Median gross rent is $1,265/month (ACS 5-year 2023, table B25064). 74% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12103027504?

8.7% of residents in tract 12103027504 live below the federal poverty line (ACS B17001, 2023). Population: 2,492.
Q4

How socially vulnerable is tract 12103027504?

CDC Social Vulnerability Index ranks this tract in the 54th percentile nationally. Sub-themes: socioeconomic 39th, household 72th, minority 31th, housing 65th.
Q5

Is tract 12103027504 considered part of Cove Springs?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103027504 fall within Cove Springs (neighborhood centroid within 0.9 miles, OSM data).
Q6

Did eviction filings in tract 12103027504 drop during COVID?

Pandemic-era filings ran 0.97× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7

How does tract 12103027504 compare to Palm Harbor overall?

Tract 12103027504 scores 3/10, higher than the parent city of Palm Harbor at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Palm Harbor; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Palm Harbor

Top eight tracts in Palm Harbor ranked by composite eviction-risk score.

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