Ardsley Park-Chatham Crescent Historic District Eviction Risk: Moderate , Savannah

Annualized rent equals 57% of average household income of $29,565, past the 30% affordability line, which thins the margin any screening standard has to work with. The dominant input is economic stress at 10/10. The poverty rate is 46%, which in this model reads as reduced rent-recovery odds after a judgment.

On the high side, court filing pressure reads 9.6/10. 82% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, rent-regulation exposure reads 1/10.

58% of renter households cross the 30%-of-income line, well above the Chatham County average of 46.6%. It sits 1.3 points above the Chatham County average of 4.1. Food insecurity runs 26.7% against 17.8% nationally.

Court records carry 71 eviction filings across 1 observed years. Inability to pay a utility bill runs 15.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Filings peaked in 2011 at 8.3% of renter households.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Savannah. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.