Neighborhood · Ranked #67,219 of 84,120 nationally

Waterford Eviction Risk: Lower , Elgin

Tract 17089851913 · Kane County, IL · pop 5,219 · neighborhood within 0.2 mi

Tract 17089851913 sits in the Waterford area of Elgin eviction risk, IL, carrying an eviction-risk score of 3/10. Severe burden reaches 51%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 3% Stable renters 1% Owners 96%

Tract context

Occupied units2,115

Renter share4.4%

SVI overall0.06

Poverty rate0.6%

Median income$116,821

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Elgin and the region

Centroid at 42.0141, -88.3569 · click any tract to drill in

Why Waterford scores 3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Elgin

4.8

Regional political climate

2024 county presidential margin

5.7

State political climate

Illinois legislature & governorship

5.2

Economic stress

0.6% poverty · this tract

1.0

Supply constraint

tract rent vs county FMR

5.0

Rent control risk

Inherited from Elgin

2.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Elgin

3.5

Housing court bias

Inherited from Elgin

3.5

How Waterford compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 6

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

11%Socioeconomic
12%Household composition
37%Racial/ethnic minority
9%Housing & transportation

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

6.2%Housing insecurity
3.6%Utility-shutoff threat
7.0%Food insecurity
5.3%SNAP enrollment
4.0%Transit barriers
5.9%No health insurance
11.7%Frequent mental distress
23.9%Any disability

Analysis

What drives eviction risk in Waterford

Against Kane County at 45.5%, 77% of renters here are cost-burdened. The clearest offset is economic stress at 1/10. Running cool, rent-regulation exposure reads 2/10.

Food insecurity runs 7.0% against 17.8% nationally. Against the Kane County average of 4.1, this tract reads safer for landlords by 1.1 points.

SNAP participation runs 5.3% against 15.2% nationally. That is riskier than roughly 20% of the 84,120 US census tracts in this model. At 4% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Social vulnerability reads 1.5/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the IL average is 5.1, so this tract runs 2.1 points cooler.

Of its three components the housing type and transport measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 17089851913

What is the eviction-risk score for census tract 17089851913?

Census tract 17089851913 in the Waterford neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the poverty rate in tract 17089851913?

0.6% of residents in tract 17089851913 live below the federal poverty line (ACS B17001, 2023). Population: 5,219.

How socially vulnerable is tract 17089851913?

CDC Social Vulnerability Index ranks this tract in the 6th percentile nationally. Sub-themes: socioeconomic 11th, household 12th, minority 37th, housing 9th.

Is tract 17089851913 considered part of Waterford?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17089851913 fall within Waterford (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 17089851913 struggle to pay rent?

About 6.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 17089851913 compare to Elgin overall?

Tract 17089851913 scores 3/10, lower than the parent city of Elgin at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elgin eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Elgin

Top eight tracts in Elgin ranked by composite eviction-risk score.