1 census tracts · pop 5,219 · pop-weighted Eviction Risk Score 3/10
· range 3–3
Waterford maps to a single census tract in Elgin, IL, population 5,219. It carries an Eviction Risk Score of 3/10, in the Lower tier. 51% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.
Against a Elgin baseline of 29.5%, 77% of renters here cross the 30%-of-income line. The main counterweight is economic stress, at 1/10.
On the softer side is rent-regulation exposure, at 2/10. Food insecurity affects 7.0% of adults, 10.8 points below the national rate.
3.6% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. That places it #11 of 16 neighborhoods in Elgin. At 4% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.
The closest comparables inside the same city are Woodbridge South and Fox River Bluffs. Poverty sits at 1%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.
Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
3
Lower
1 tracts · population-weighted
Waterford vs ElginHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority37%ile
Hispanic + non-white share of population
Housing & transport9%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Waterford
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
6.2%Housing insecurity
3.6%Utility shutoff threat
7.0%Food insecurity
5.3%SNAP enrollment
5.9%No health insurance
23.9%Any disability
Frequently asked
About Waterford
Q1
What is the eviction-risk score for Waterford?
Waterford scores 3/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Waterford compare to Elgin overall?
Waterford scores 1.0 points lower than Elgin overall (4/10). Renters spend 77% of income on rent vs 30% citywide.
Q3
What percentage of Waterford residents are renters?
4% of Waterford households are renter-occupied (vs 28% in Elgin). The neighborhood has 5,219 residents.
Q4
Is Waterford a high social-vulnerability area?
Waterford sits in the 6th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q5
How safe is Waterford for landlords?
Waterford carries a lower-tier eviction-risk profile for landlords (3/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Elgin as a whole (4/10), this neighborhood is lower-risk.
Q6
What is the demographic breakdown of Waterford?
Waterford has 5,248 residents. Top groups: White (non-Hispanic) (73.8%), Asian (non-Hispanic) (16.2%), Hispanic / Latino (6%). Source: ACS 5-year 2023, table B03002.
