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Neighborhood · Ranked #39,308 of 84,120 nationally

Keller Park Eviction Risk: Moderate , South Bend

Tract 18141000200 · St. Joseph County, IN · pop 3,896 · neighborhood within 0.8 mi

With a score of 4.6/10, tract 18141000200 in the Keller Park area of South Bend, IN reads moderate for landlord eviction risk. Population here is 3,896. The severe-burden share is 54%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22% Stable renters 15% Owners 63%
Tract context
Occupied units1,118
Renter share36.9%
SVI overall0.61
Poverty rate29.8%
Median income$50,724

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Keller Park
Very High
Within parent city
63 th percentile
Rank, 63rd percentileLowHigh
#18 of 47 tracts In South Bend
Elevated
Within county
75 th percentile
Rank, 75th percentileLowHigh
#21 of 82 tracts In St. Joseph County
High
Within state
78 th percentile
Rank, 78th percentileLowHigh
#370 of 1,693 tracts In Indiana
High
Geographic context

Risk heat across South Bend and the region

Centroid at 41.7004, -86.2835 · click any tract to drill in

Why Keller Park scores 4.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
29.8% poverty · this tract
7.5
Supply constraint
$1,088 rent vs county FMR
4.9
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5

How Keller Park compares

Risk score vs. parent city, county, state.
Keller Park risk score vs. parent city / county / state4.6This tracttract 0002003.2South Bendparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 61

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 119Total filings over 1 yrs
  • 20.66%Avg annual filing rate
  • 20.7%Peak (2015)
  • 119Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 444Total filings 2020-21
  • 5.8Avg monthly (observed)
  • 8.4Pre-pandemic baseline
  • 0.69×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Keller Park. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Keller Park

59% of renter households cross the 30%-of-income line, markedly above the St. Joseph County average of 41.2%. The main counterweight is rent-regulation exposure at 1/10.

The poverty rate is 30%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, court filing pressure reads 8.2/10.

Running cool, state political climate reads 2/10. Food insecurity runs 26.4% against 17.8% nationally.

The filing record is not thin: 119 evictions over 1 years of observation. It sits 0.8 points above the St. Joseph County average of 3.8. Inability to pay a utility bill runs 16.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Filings peaked in 2015 at 20.7% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 20.7% of renter households face a filing.

That is riskier than roughly 53% of the 84,120 US census tracts in this model.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 18141000200

Q1

What is the eviction-risk score for census tract 18141000200?

Census tract 18141000200 in the Keller Park neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141000200?

Median gross rent is $1,088/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141000200?

29.8% of residents in tract 18141000200 live below the federal poverty line (ACS B17001, 2023). Population: 3,896.
Q4

How socially vulnerable is tract 18141000200?

CDC Social Vulnerability Index ranks this tract in the 61th percentile nationally. Sub-themes: socioeconomic 79th, household 72th, minority 74th, housing 13th.
Q5

Is tract 18141000200 considered part of Keller Park?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141000200 fall within Keller Park (neighborhood centroid within 0.8 miles, OSM data).
Q6

How many evictions are filed each year in tract 18141000200?

Princeton Eviction Lab recorded 119 eviction filings across 1 validated years in tract 18141000200 (2000-2018). The average annual filing rate is 20.66% of renter households, peaking at 20.7% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 18141000200 drop during COVID?

Pandemic-era filings ran 0.69× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8

What share of households in tract 18141000200 struggle to pay rent?

About 20.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 18141000200 compare to South Bend overall?

Tract 18141000200 scores 4.6/10, higher than the parent city of South Bend at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 18141000200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in South Bend

Top eight tracts in South Bend ranked by composite eviction-risk score.

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