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Census Tract · Ranked #47,371 of 84,120 nationally

South Bend Eviction Risk: Moderate

Tract 18141011100 · St. Joseph County, IN · pop 4,747 · 20% of tract blocks fall in South Bend

18141011100 is a census tract in South Bend, IN. It scores 4.1/10 for landlords. Population here is 4,747. Against St. Joseph County at 41.2%, 17% of renters here are cost-burdened.

Risk score
4.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 1% Stable renters 7% Owners 92%
Tract context
Occupied units2,070
Renter share8.8%
SVI overall0.31
Poverty rate16.9%
Median income$47,105

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
46 th percentile
Rank, 46th percentileLowHigh
#26 of 47 tracts In South Bend
Moderate
Within county
58 th percentile
Rank, 58th percentileLowHigh
#35 of 82 tracts In St. Joseph County
Elevated
Within state
64 th percentile
Rank, 64th percentileLowHigh
#607 of 1,693 tracts In Indiana
Elevated
National
44 th percentile
Rank, 44th percentileLowHigh
#47,371 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across South Bend and the region

Centroid at 41.6775, -86.3346 · click any tract to drill in

Why South Bend scores 4.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
16.9% poverty · this tract
4.2
Supply constraint
$823 rent vs county FMR
2.5
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5

How South Bend compares

Risk score vs. parent city, county, state.
South Bend risk score vs. parent city / county / state4.1This tracttract 0111003.2South Bendparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 31

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 37Total filings over 1 yrs
  • 11.01%Avg annual filing rate
  • 11.0%Peak (2015)
  • 37Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 216Total filings 2020-21
  • 2.8Avg monthly (observed)
  • 4.6Pre-pandemic baseline
  • 0.61×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in South Bend

The main counterweight is rent-regulation exposure at 1/10. Sitting well above the midpoint, court filing pressure reads 8.2/10.

Well under the midpoint, state political climate reads 2/10. At $823 a month, rents run 20% under what the rest of South Bend commands. The severe-burden share is 10%, and it is the single best predictor in this model of a filing that actually reaches judgment.

The filing record is not thin: 37 evictions over 1 years of observation. The worst year on record was 2015, when 11.0% of renter households were served.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for South Bend. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 11.0% of renter households face a filing.

On the national scale it lands near the 44th percentile of the 84,120 tracts scored. Only 9% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

Social vulnerability reads 3.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the least pressured. It tracks the St. Joseph County average of 3.8 closely.

Annual rent works out to 21% of average household income of $47,105.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 18141011100

Q1

What is the eviction-risk score for census tract 18141011100?

Census tract 18141011100 in South Bend scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141011100?

Median gross rent is $823/month (ACS 5-year 2023, table B25064). 17% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141011100?

16.9% of residents in tract 18141011100 live below the federal poverty line (ACS B17001, 2023). Population: 4,747.
Q4

How socially vulnerable is tract 18141011100?

CDC Social Vulnerability Index ranks this tract in the 31th percentile nationally. Sub-themes: socioeconomic 64th, household 7th, minority 47th, housing 21th.
Q5

How many evictions are filed each year in tract 18141011100?

Princeton Eviction Lab recorded 37 eviction filings across 1 validated years in tract 18141011100 (2000-2018). The average annual filing rate is 11.01% of renter households, peaking at 11.0% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6

Did eviction filings in tract 18141011100 drop during COVID?

Pandemic-era filings ran 0.61× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q7

What share of households in tract 18141011100 struggle to pay rent?

About 14.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 18141011100 compare to South Bend overall?

Tract 18141011100 scores 4.1/10, higher than the parent city of South Bend at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 18141011100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in South Bend

Top eight tracts in South Bend ranked by composite eviction-risk score.

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