Within parent city
46
th percentile
Moderate
Census Tract · Ranked #32,735 of 84,120 nationally
South Bend Eviction Risk: Moderate
Tract 18141011100 · St. Joseph County, IN · pop 4,747 · 20% of tract blocks fall in South Bend
The Moderate-tier score of 4.1/10 for census tract 18141011100 reflects conditions in South Bend, Indiana. On the national scale it ranks #72,275 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 17% of renter households, a modest level, and 10% are severely burdened at 50% or more. The typical renter pays about $823 a month while the average household earns $47,105 a year, roughly 21% of income at the averages. Renters make up 9% of occupied homes.
Risk score
4.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 1%
Stable renters 7%
Owners 92%
Tract context
Occupied units2,070
Renter share8.8%
SVI overall0.31
Poverty rate16.9%
Median income$47,105
Percentile rank
Higher percentile = riskier than more peers.Within county
63
th percentile
Elevated
Within state
76
th percentile
High
National
61
th percentile
Elevated
Geographic context
Risk heat across South Bend and the region
Centroid at 41.6775, -86.3346 · click any tract to drill in
Why South Bend scores 4.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
16.9% poverty · this tract
4.2
Supply constraint
$823 rent vs county FMR
2.5
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5
How South Bend compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 31
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 64%Socioeconomic
- 7%Household composition
- 47%Racial/ethnic minority
- 21%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 37Total filings over 1 yrs
- 11.01%Avg annual filing rate
- 11.0%Peak (2015)
- 37Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 216Total filings 2020-21
- 2.8Avg monthly (observed)
- 4.6Pre-pandemic baseline
- 0.61×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 14.0%Housing insecurity
- 10.3%Utility-shutoff threat
- 18.8%Food insecurity
- 11.4%SNAP enrollment
- 9.5%Transit barriers
- 11.4%No health insurance
- 19.3%Frequent mental distress
- 37.3%Any disability
Analysis
What drives eviction risk in South Bend
The score leans hardest on economic stress at 4.2/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from South Bend eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the St. Joseph County average of 5.2 and below the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 14.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.3% faced a utility shutoff threat, a common early warning before a filing.
During 2020 and 2021, eviction filings here ran at about 0.61x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141011100
Q1
What is the eviction-risk score for census tract 18141011100?
Census tract 18141011100 in South Bend scores 4.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141011100?
Median gross rent is $823/month (ACS 5-year 2023, table B25064). 17% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141011100?
16.9% of residents in tract 18141011100 live below the federal poverty line (ACS B17001, 2023). Population: 4,747.
Q4
How socially vulnerable is tract 18141011100?
CDC Social Vulnerability Index ranks this tract in the 31th percentile nationally. Sub-themes: socioeconomic 64th, household 7th, minority 47th, housing 21th.
Q5
How many evictions are filed each year in tract 18141011100?
Princeton Eviction Lab recorded 37 eviction filings across 1 validated years in tract 18141011100 (2000-2018). The average annual filing rate is 11.01% of renter households, peaking at 11.0% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6
Did eviction filings in tract 18141011100 drop during COVID?
Pandemic-era filings ran 0.61× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q7
What share of households in tract 18141011100 struggle to pay rent?
About 14.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18141011100 compare to South Bend overall?
Tract 18141011100 scores 4.5/10, higher than the parent city of South Bend at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18141011100 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in South Bend
Top eight tracts in South Bend ranked by composite eviction-risk score.
Tract · IN
Kennedy Park
5.7
/ 10 · Elevated
Tract · IN
Westside
5.6
/ 10 · Elevated
Tract · IN
LaSalle Park
5.6
/ 10 · Elevated
Tract · IN
Monroe Park
5.6
/ 10 · Elevated
Tract · IN
Near West Side
5.6
/ 10 · Elevated
Tract · IN
LaSalle Park
5.5
/ 10 · Elevated
Tract · IN
Southeast
5.5
/ 10 · Elevated
Tract · IN
Rum Village
5.5
/ 10 · Elevated
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