Neighborhood · Ranked #37,643 of 84,120 nationally

Mainstrasse Village Eviction Risk: Moderate , Covington

Tract 21117060700 · Kenton County, KY · pop 1,329 · neighborhood within 0.4 mi

Tract 21117060700, home to 1,329 residents in Mainstrasse Village in Covington, scores 4.4/10 for landlord eviction risk. It lands near the 21st percentile nationally for landlord eviction risk.

About 25% of renters carry a rent burden of 30% of income or higher, a moderate level, and 10% are severely burdened at 50% or more. The typical renter pays about $809 a month while the average household earns $87,883 a year, roughly 11% of income at the averages. About 57% of occupied units are renter-occupied, a renter-majority tract.

Risk score

4.2

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 15% Stable renters 43% Owners 42%

Tract context

Occupied units816

Renter share57.2%

SVI overall0.38

Poverty rate10.7%

Median income$87,883

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Covington and the region

Centroid at 39.0782, -84.5153 · click any tract to drill in

Why Mainstrasse Village scores 4.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Covington

5.5

Regional political climate

2024 county presidential margin

4.0

State political climate

Kentucky legislature & governorship

2.1

Economic stress

10.7% poverty · this tract

2.7

Supply constraint

$809 rent vs county FMR

1.3

Rent control risk

Inherited from Covington

1.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Covington

4.0

Housing court bias

Inherited from Covington

4.0

How Mainstrasse Village compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 38

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

58%Socioeconomic
38%Household composition
26%Racial/ethnic minority
22%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
81%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Mainstrasse Village. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Mainstrasse Village

The score leans hardest on housing court bias at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Covington eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Kenton County average of 5.0 and in line with the Kentucky statewide average of 4.7. Within its own county it reads on the safer side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 38th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 21117060700

What is the eviction-risk score for census tract 21117060700?

Census tract 21117060700 in the Mainstrasse Village neighborhood scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 21117060700?

Median gross rent is $809/month (ACS 5-year 2023, table B25064). 25% of renter households are cost-burdened.

What is the poverty rate in tract 21117060700?

10.7% of residents in tract 21117060700 live below the federal poverty line (ACS B17001, 2023). Population: 1,329.

How socially vulnerable is tract 21117060700?

CDC Social Vulnerability Index ranks this tract in the 38th percentile nationally. Sub-themes: socioeconomic 58th, household 38th, minority 26th, housing 22th.

Is tract 21117060700 considered part of Mainstrasse Village?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21117060700 fall within Mainstrasse Village (neighborhood centroid within 0.4 miles, OSM data).

How does tract 21117060700 compare to Covington overall?

Tract 21117060700 scores 4.2/10, higher than the parent city of Covington at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Covington eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 21117060700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Covington

Top eight tracts in Covington ranked by composite eviction-risk score.