Penrose/Fayette Street Outreach Eviction Risk: High , Baltimore

Against Baltimore City at 50.2%, 85% of renters here are cost-burdened. Annualized rent equals 54% of average household income of $26,836, past the 30% affordability line, which thins the margin any screening standard has to work with. What pushes it up most is court filing pressure at 10/10.

Food insecurity runs 57.1% against 17.8% nationally. The poverty rate is 46%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running hot, economic stress reads 10/10.

Disability prevalence runs 53.6% against 31.5% nationally. On the high side, regional political climate reads 8.8/10.

Against the Baltimore City average of 6.8, this tract reads riskier for landlords by 1.2 points. At $1,214 a month, rents run 9% under what the rest of Baltimore commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 91st percentile of the 84,120 tracts scored. Social vulnerability reads 8.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the MD average is 5.5, so this tract runs 2.5 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.