Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #4,622 of 84,120 nationally
Bellingham Square Historic District Eviction Risk: High , Chelsea
Tract 25025160103 · Suffolk County, MA · pop 4,845 · neighborhood within 0.2 mi
With a score of 8.8/10, tract 25025160103 in the Bellingham Square Historic District area of Chelsea, MA reads high for landlord eviction risk. Population here is 4,845. 45% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Risk score
8.8
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 33%
Stable renters 21%
Owners 46%
Tract context
Occupied units1,230
Renter share53.7%
SVI overall0.96
Poverty rate23.8%
Median income$80,573
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
69
th percentile
Elevated
Within state
93
th percentile
Very High
Geographic context
Risk heat across Chelsea and the region
Centroid at 42.3877, -71.0289 · click any tract to drill in
Why Bellingham Square Historic District scores 8.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Chelsea
8.3
Regional political climate
2024 county presidential margin
8.2
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
23.8% poverty · this tract
5.9
Supply constraint
$1,940 rent vs county FMR
1.8
Rent control risk
Inherited from Chelsea
7.7
Eviction process difficulty
State law sets the calendar
5.9
Tenant organizing strength
Inherited from Chelsea
9.8
Housing court bias
Inherited from Chelsea
7.9
How Bellingham Square Historic District compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 96
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 91%Socioeconomic
- 78%Household composition
- 89%Racial/ethnic minority
- 95%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 72%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 50Total filings 2020-21
- 1.1Avg monthly (observed)
- 2.3Pre-pandemic baseline
- 0.47×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Boston, MA as part of its 34-metro Eviction Tracking System.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 29.6%Housing insecurity
- 16.8%Utility-shutoff threat
- 35.5%Food insecurity
- 36.2%SNAP enrollment
- 18.2%Transit barriers
- 20.6%No health insurance
- 19.3%Frequent mental distress
- 36.7%Any disability
Analysis
What drives eviction risk in Bellingham Square Historic District
The score leans hardest on tenant-organizing strength at 9.8/10. Cost burden runs 62% here against 47.0% across Suffolk County. Food insecurity runs 35.5% against 17.8% nationally.
On the high side, local political climate reads 8.3/10. On the softer side, supply constraint reads 1.8/10.
The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Adults with no health insurance runs 20.6% against 11.3% nationally.
Against the Suffolk County average of 7.9, this tract reads riskier for landlords by 0.9 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #4,622 of 84,120 for landlord eviction difficulty.
On the CDC Social Vulnerability Index the tract reads 9.6/10, which tracks how hard a shock lands on the households already here. Statewide the MA average is 6.2, so this tract runs 2.6 points hotter.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 25025160103
Q1
What is the eviction-risk score for census tract 25025160103?
Census tract 25025160103 in the Bellingham Square Historic District neighborhood scores 8.8/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25025160103?
Median gross rent is $1,940/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25025160103?
23.8% of residents in tract 25025160103 live below the federal poverty line (ACS B17001, 2023). Population: 4,845.
Q4
How socially vulnerable is tract 25025160103?
CDC Social Vulnerability Index ranks this tract in the 96th percentile nationally. Sub-themes: socioeconomic 91th, household 78th, minority 89th, housing 95th.
Q5
Is tract 25025160103 considered part of Bellingham Square Historic District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25025160103 fall within Bellingham Square Historic District (neighborhood centroid within 0.2 miles, OSM data).
Q6
Did eviction filings in tract 25025160103 drop during COVID?
Pandemic-era filings ran 0.47× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Boston eviction risk, MA), 2020-2021.
Q7
What share of households in tract 25025160103 struggle to pay rent?
About 29.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 25025160103 compare to Chelsea overall?
Tract 25025160103 scores 8.8/10, higher than the parent city of Chelsea at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chelsea eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 25025160103 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 72% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Chelsea
Top eight tracts in Chelsea ranked by composite eviction-risk score.
Tract · MA
Mill Hill
9.2
/ 10 · Very High
Tract · MA
Bellingham Hill
9.2
/ 10 · Very High
Tract · MA
Park Square
9.2
/ 10 · Very High
Tract · MA
Chelsea Square
8.8
/ 10 · High
Tract · MA
Cary Square
8.6
/ 10 · High
Tract · MA
Prattville
8.2
/ 10 · High
Tract · MA
Admirals Hill
7.9
/ 10 · High
Tract · MA
Cary Square
6.5
/ 10 · Elevated
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