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Neighborhood · Ranked #32,842 of 84,120 nationally

WitMor Heights Eviction Risk: Moderate , Saginaw

Tract 26145010401 · Saginaw County, MI · pop 2,800 · neighborhood within 0.4 mi

Census tract 26145010401 covers part of the WitMor Heights area of Saginaw, MI, and scores 5/10 on landlord eviction risk. Population here is 2,800. The dominant input is housing-court posture at 9.1/10.

Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17% Stable renters 18% Owners 65%
Tract context
Occupied units1,192
Renter share34.2%
SVI overall0.71
Poverty rate18.2%
Median income$55,743

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In WitMor Heights
Very High
Within parent city
11 th percentile
Rank, 11th percentileLowHigh
#18 of 20 tracts In Saginaw
Very Low
Within county
62 th percentile
Rank, 62nd percentileLowHigh
#24 of 61 tracts In Saginaw County
Elevated
Within state
73 th percentile
Rank, 73rd percentileLowHigh
#801 of 2,972 tracts In Michigan
Elevated
Geographic context

Risk heat across Saginaw and the region

Centroid at 43.4474, -83.9753 · click any tract to drill in

Why WitMor Heights scores 5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Saginaw
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
18.2% poverty · this tract
4.6
Supply constraint
$887 rent vs county FMR
3.5
Rent control risk
Inherited from Saginaw
8.8
Eviction process difficulty
State law sets the calendar
3.1
Tenant organizing strength
Inherited from Saginaw
8.3
Housing court bias
Inherited from Saginaw
9.1

How WitMor Heights compares

Risk score vs. parent city, county, state.
WitMor Heights risk score vs. parent city / county / state5.0This tracttract 0104014.6Saginawparent city4.3Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 71

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within WitMor Heights. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in WitMor Heights

Sitting well above the midpoint, court filing pressure reads 9/10. On the high side, rent-regulation exposure reads 8.8/10.

Severe burden reaches 20%. Those are renters paying half their income or more, and that is where non-payment filings originate. The poverty rate is 18%, which in this model reads as reduced rent-recovery odds after a judgment.

Against the Saginaw County average of 4.3, this tract reads riskier for landlords by 0.7 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #32,842 of 84,120 for landlord eviction difficulty. Social vulnerability reads 7.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the most pressured.

49% of renter households spend at least 30% of income on rent. Average gross rent is $887, close to the Saginaw average. Annual rent works out to 19% of average household income of $55,743.

34% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 26145010401

Q1

What is the eviction-risk score for census tract 26145010401?

Census tract 26145010401 in the WitMor Heights neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26145010401?

Median gross rent is $887/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26145010401?

18.2% of residents in tract 26145010401 live below the federal poverty line (ACS B17001, 2023). Population: 2,800.
Q4

How socially vulnerable is tract 26145010401?

CDC Social Vulnerability Index ranks this tract in the 71th percentile nationally. Sub-themes: socioeconomic 49th, household 96th, minority 43th, housing 65th.
Q5

Is tract 26145010401 considered part of WitMor Heights?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26145010401 fall within WitMor Heights (neighborhood centroid within 0.4 miles, OSM data).
Q6

What share of households in tract 26145010401 struggle to pay rent?

About 13.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 26145010401 compare to Saginaw overall?

Tract 26145010401 scores 5/10, higher than the parent city of Saginaw at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 26145010401 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.

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