Neighborhood · Ranked #44,239 of 84,120 nationally

WitMor Heights Eviction Risk: Moderate , Saginaw

Tract 26145002100 · Saginaw County, MI · pop 4,357 · neighborhood within 0.8 mi

Census tract 26145002100 covers part of the WitMor Heights area of Saginaw, MI, and scores 4.3/10 on landlord eviction risk. Population here is 4,357. The severe-burden share is 29%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score

4.3

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 9% Owners 82%

Tract context

Occupied units1,786

Renter share18.2%

SVI overall0.34

Poverty rate13.5%

Median income$63,313

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.4353, -83.9869 · click any tract to drill in

Why WitMor Heights scores 4.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

13.5% poverty · this tract

3.4

Supply constraint

$1,032 rent vs county FMR

4.9

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How WitMor Heights compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 34

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

45%Socioeconomic
9%Household composition
63%Racial/ethnic minority
40%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
73%Grade B
27%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within WitMor Heights. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

15.1%Housing insecurity
11.5%Utility-shutoff threat
20.4%Food insecurity
19.4%SNAP enrollment
10.1%Transit barriers
8.7%No health insurance
18.6%Frequent mental distress
35.2%Any disability

Analysis

What drives eviction risk in WitMor Heights

The dominant input is housing-court posture at 9.1/10. Running hot, court filing pressure reads 9/10.

On the high side, rent-regulation exposure reads 8.8/10. Average gross rent is $1,032, 12% above the Saginaw average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #44,239 of 84,120 for landlord eviction difficulty. Only 18% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

On the CDC Social Vulnerability Index the tract reads 4/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured.

49% of renter households spend at least 30% of income on rent. It tracks the Saginaw County average of 4.3 closely.

Annual rent works out to 20% of average household income of $63,313.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 26145002100

What is the eviction-risk score for census tract 26145002100?

Census tract 26145002100 in the WitMor Heights neighborhood scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145002100?

Median gross rent is $1,032/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.

What is the poverty rate in tract 26145002100?

13.5% of residents in tract 26145002100 live below the federal poverty line (ACS B17001, 2023). Population: 4,357.

How socially vulnerable is tract 26145002100?

CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 45th, household 9th, minority 63th, housing 40th.

Is tract 26145002100 considered part of WitMor Heights?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26145002100 fall within WitMor Heights (neighborhood centroid within 0.8 miles, OSM data).

What share of households in tract 26145002100 struggle to pay rent?

About 15.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145002100 compare to Saginaw overall?

Tract 26145002100 scores 4.3/10, lower than the parent city of Saginaw at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145002100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.