Neighborhood · Ranked #18,163 of 84,120 nationally

Old Saginaw City Eviction Risk: Elevated

Tract 26145001600 · Saginaw County, MI · pop 3,620 · neighborhood within 0.8 mi

26145001600 is a census tract in the Old Saginaw City area of Saginaw, MI. It scores 6/10 for landlords. It is home to 3,620 residents. 30% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 26% Stable renters 20% Owners 54%

Tract context

Occupied units1,193

Renter share46.1%

SVI overall0.82

Poverty rate30.8%

Median income$48,591

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.4268, -83.9698 · click any tract to drill in

Why Old Saginaw City scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

30.8% poverty · this tract

7.7

Supply constraint

$1,060 rent vs county FMR

5.2

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How Old Saginaw City compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 82

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

91%Socioeconomic
93%Household composition
71%Racial/ethnic minority
31%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
100%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Old Saginaw City. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

24.6%Housing insecurity
19.6%Utility-shutoff threat
34.8%Food insecurity
36.1%SNAP enrollment
16.9%Transit barriers
13.1%No health insurance
22.9%Frequent mental distress
40.7%Any disability

Analysis

What drives eviction risk in Old Saginaw City

The score leans hardest on housing-court posture at 9.1/10. SNAP participation runs 36.1% against 15.2% nationally. On the high side, court filing pressure reads 9/10.

Sitting well above the midpoint, rent-regulation exposure reads 8.8/10. The poverty rate is 31%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 1.7 points above the Saginaw County average of 4.3.

Against Saginaw County at 48.1%, 56% of renters here are cost-burdened. Inability to pay a utility bill runs 19.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. At $1,060 a month, rents run 15% over what the rest of Saginaw commands.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Saginaw. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 26145001600

What is the eviction-risk score for census tract 26145001600?

Census tract 26145001600 in the Old Saginaw City neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145001600?

Median gross rent is $1,060/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.

What is the poverty rate in tract 26145001600?

30.8% of residents in tract 26145001600 live below the federal poverty line (ACS B17001, 2023). Population: 3,620.

How socially vulnerable is tract 26145001600?

CDC Social Vulnerability Index ranks this tract in the 82th percentile nationally. Sub-themes: socioeconomic 91th, household 93th, minority 71th, housing 31th.

Is tract 26145001600 considered part of Old Saginaw City?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26145001600 fall within Old Saginaw City (neighborhood centroid within 0.8 miles, OSM data).

What share of households in tract 26145001600 struggle to pay rent?

About 24.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 19.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145001600 compare to Saginaw overall?

Tract 26145001600 scores 6/10, higher than the parent city of Saginaw at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145001600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.