Hubbard Farms Eviction Risk: Elevated , Detroit

The score leans hardest on economic stress at 10/10. Running hot, court filing pressure reads 9.7/10.

Annualized rent equals 45% of average household income of $22,969, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 41%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 25.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the softer side, supply constraint reads 1.3/10. It sits 1.4 points above the Wayne County average of 4.6.

Adults with no health insurance runs 23.8% against 11.3% nationally. At $864 a month, rents run 20% under what the rest of Detroit commands. 8% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 78% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 9.5/10.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.