White Bear Lake Eviction Risk: Lower

The main counterweight is economic stress at 1/10. Running hot, local political climate reads 7.5/10.

On the high side, regional political climate reads 7.3/10. Housing insecurity runs 5.8% against 14.2% nationally.

Inability to pay a utility bill runs 3.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Nationally it ranks #65,414 of 84,120 for landlord eviction difficulty. At 2% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 2/10, which tracks how hard a shock lands on the households already here. Statewide the MN average is 4.5, so this tract runs 1.4 points cooler.

Of its three components the socioeconomic standing measure is the least pressured. Poverty sits at 2%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.