West Central Eviction Risk: Moderate , Springfield

Severe burden reaches 34%. Those are renters paying half their income or more, and that is where non-payment filings originate. Against Greene County at 41.2%, 58% of renters here are cost-burdened. The poverty rate is 40%, which in this model reads as reduced rent-recovery odds after a judgment.

87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, rent-regulation exposure reads 1/10. Annualized rent equals 37% of average household income of $26,320, past the 30% affordability line, which thins the margin any screening standard has to work with.

SNAP participation runs 29.7% against 15.2% nationally. On the softer side, tenant-organizing strength reads 2/10. It sits 1.1 points above the Greene County average of 3.7.

Inability to pay a utility bill runs 18.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Average gross rent is $815, 15% below the Springfield average.

Princeton's Eviction Lab logged 1,206 filings here across 9 tracked years. Filings peaked in 2017 at 8.8% of renter households.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Springfield. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.