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Neighborhood · Ranked #49,882 of 84,120 nationally

Cheltenham Eviction Risk: Lower , St. Louis

Tract 29510104500 · St. Louis city, MO · pop 2,270 · neighborhood within 0.1 mi

Tract 29510104500 covers the Cheltenham area of St. Louis in Missouri. Home to 2,270 residents, it scores 5.2/10 on landlord eviction risk. On the national scale it ranks #45,804 of 84,120 for landlord eviction difficulty.

About 27% of renters carry a rent burden of 30% of income or higher, a moderate level, and 13% are severely burdened at 50% or more. Average rent runs $1,538 a month against an average household income of $75,382 a year, roughly 24% of income at the averages. About 76% of occupied units are renter-occupied, a renter-majority tract.

Risk score
3.5
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 20% Stable renters 56% Owners 24%
Tract context
Occupied units1,403
Renter share76.4%
SVI overall0.22
Poverty rate5.9%
Median income$75,382

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Cheltenham
Moderate
Within parent city
11 th percentile
Rank, 11th percentileLowHigh
#93 of 104 tracts In St. Louis
Very Low
Within county
10 th percentile
Rank, 10th percentileLowHigh
#94 of 104 tracts In St. Louis city
Very Low
Within state
44 th percentile
Rank, 44th percentileLowHigh
#929 of 1,654 tracts In Missouri
Moderate
Geographic context

Risk heat across St. Louis and the region

Centroid at 38.6266, -90.2809 · click any tract to drill in

Why Cheltenham scores 3.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Louis
7.0
Regional political climate
2024 county presidential margin
8.3
State political climate
Missouri legislature & governorship
2.1
Economic stress
5.9% poverty · this tract
1.5
Supply constraint
$1,538 rent vs county FMR
7.7
Rent control risk
Inherited from St. Louis
2.0
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from St. Louis
5.5
Housing court bias
Inherited from St. Louis
5.0

How Cheltenham compares

Risk score vs. parent city, county, state.
Cheltenham risk score vs. parent city / county / stateThis tract: 3.53.5This tracttract 104500St. Louis: 3.33.3St. Louisparent cityCounty: 4.84.8Countyavg tract in countyState: 3.83.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 22

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 254Total filings over 13 yrs
  • 3.59%Avg annual filing rate
  • 7.1%Peak (2004)
  • 15Filings in 2017 (latest validated)
Filings by year 2004 to 2017
Year-by-year eviction filings in tract 295101045002004: 31 filings (7.05/100 renter HHs)2005: 22 filings (3.75/100 renter HHs)2006: 22 filings (3.75/100 renter HHs)2007: 20 filings (3.41/100 renter HHs)2008: 25 filings (4.26/100 renter HHs)2009: 16 filings (2.73/100 renter HHs)2010: 23 filings (4.25/100 renter HHs)2011: 23 filings (4.71/100 renter HHs)2012: 16 filings (3.28/100 renter HHs)2013: 24 filings (4.92/100 renter HHs)2015: 13 filings (2.66/100 renter HHs)2016: 4 filings (0.39/100 renter HHs)2017: 15 filings (1.48/100 renter HHs)
Filings dropped 52% over the past 13 months.

Pandemic-era tracking (2020–2021)

  • 72Total filings 2020-21
  • 0.9Avg monthly (observed)
  • 1.1Pre-pandemic baseline
  • 0.82×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 4 filings (16.00× baseline)2020-02-01: 0 filings (0.00× baseline)2020-03-01: 2 filings (2.67× baseline)2020-04-01: 0 filings (0.00× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 0 filings (0.00× baseline)2020-07-01: 0 filings (0.00× baseline)2020-08-01: 1 filings (0.50× baseline)2020-09-01: 0 filings (0.00× baseline)2020-10-01: 0 filings (0.00× baseline)2020-11-01: 7 filings (70.00× baseline)2020-12-01: 5 filings (3.33× baseline)2021-01-01: 0 filings (0.00× baseline)2021-02-01: 0 filings (0.00× baseline)2021-03-01: 0 filings (0.00× baseline)2021-04-01: 1 filings (4.00× baseline)2021-05-01: 1 filings (0.80× baseline)2021-06-01: 2 filings (0.89× baseline)2021-07-01: 1 filings (0.80× baseline)2021-08-01: 0 filings (0.00× baseline)2021-09-01: 0 filings (0.00× baseline)2021-10-01: 1 filings (0.36× baseline)2021-11-01: 1 filings (10.00× baseline)2021-12-01: 1 filings (0.67× baseline)2022-01-01: 1 filings (4.00× baseline)2022-02-01: 1 filings (4.00× baseline)2022-03-01: 0 filings (0.00× baseline)2022-04-01: 2 filings (8.00× baseline)2022-05-01: 2 filings (1.60× baseline)2022-06-01: 0 filings (0.00× baseline)2022-07-01: 0 filings (0.00× baseline)2022-08-01: 0 filings (0.00× baseline)2022-09-01: 0 filings (0.00× baseline)2022-10-01: 1 filings (0.36× baseline)2022-11-01: 1 filings (10.00× baseline)2022-12-01: 2 filings (1.33× baseline)2023-01-01: 0 filings (0.00× baseline)2023-02-01: 2 filings (8.00× baseline)2023-03-01: 1 filings (1.33× baseline)2023-04-01: 0 filings (0.00× baseline)2023-05-01: 1 filings (0.80× baseline)2023-06-01: 1 filings (0.44× baseline)2023-07-01: 1 filings (0.80× baseline)2023-08-01: 1 filings (0.50× baseline)2023-09-01: 0 filings (0.00× baseline)2023-10-01: 2 filings (0.73× baseline)2023-11-01: 0 filings (0.00× baseline)2023-12-01: 2 filings (1.33× baseline)2024-01-01: 0 filings (0.00× baseline)2024-02-01: 1 filings (2.00× baseline)2024-03-01: 0 filings (0.00× baseline)2024-04-01: 0 filings (0.00× baseline)2024-05-01: 0 filings (0.00× baseline)2024-06-01: 0 filings (0.00× baseline)2024-07-01: 1 filings (0.80× baseline)2024-08-01: 1 filings (0.50× baseline)2024-09-01: 0 filings (0.00× baseline)2024-10-01: 1 filings (0.36× baseline)2024-11-01: 0 filings (0.00× baseline)2024-12-01: 0 filings (0.00× baseline)2025-01-01: 2 filings (8.00× baseline)2025-02-01: 0 filings (0.00× baseline)2025-03-01: 0 filings (0.00× baseline)2025-04-01: 3 filings (12.00× baseline)2025-05-01: 2 filings (1.60× baseline)2025-06-01: 1 filings (0.44× baseline)2025-07-01: 1 filings (0.80× baseline)2025-08-01: 1 filings (0.50× baseline)2025-09-01: 0 filings (0.00× baseline)2025-10-01: 3 filings (1.09× baseline)2025-11-01: 4 filings (40.00× baseline)2025-12-01: 0 filings (0.00× baseline)2026-01-01: 1 filings (10.00× baseline)2026-02-01: 0 filings (0.00× baseline)2026-03-01: 1 filings (10.00× baseline)2026-04-01: 1 filings (10.00× baseline)2026-05-01: 0 filings (0.00× baseline)

Pandemic filings ran below baseline. Eviction Lab tracked Southwest Oregon, OR as part of its 34-metro Eviction Tracking System.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Cheltenham

The heaviest input here is supply constraint at 7.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Louis eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the St. Louis City County average of 5.8 and above the Missouri statewide average of 4.8. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 22nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 9.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.0% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 29510104500

Q1

What is the eviction-risk score for census tract 29510104500?

Census tract 29510104500 in the Cheltenham neighborhood scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 29510104500?

Median gross rent is $1,538/month (ACS 5-year 2023, table B25064). 27% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 29510104500?

5.9% of residents in tract 29510104500 live below the federal poverty line (ACS B17001, 2023). Population: 2,270.
Q4

How socially vulnerable is tract 29510104500?

CDC Social Vulnerability Index ranks this tract in the 22th percentile nationally. Sub-themes: socioeconomic 11th, household 31th, minority 33th, housing 47th.
Q5

Is tract 29510104500 considered part of Cheltenham?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 29510104500 fall within Cheltenham (neighborhood centroid within 0.1 miles, OSM data).
Q6

How many evictions are filed each year in tract 29510104500?

Princeton Eviction Lab recorded 254 eviction filings across 13 validated years in tract 29510104500 (2000-2018). The average annual filing rate is 3.59% of renter households, peaking at 7.1% in 2004. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 29510104500 drop during COVID?

Pandemic-era filings ran 0.82× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Southwest Oregon eviction laws, OR), 2020-2021.
Q8

What share of households in tract 29510104500 struggle to pay rent?

About 9.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 29510104500 compare to St. Louis overall?

Tract 29510104500 scores 3.5/10, right in line with the parent city of St. Louis at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Louis eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 29510104500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in St. Louis

Top eight tracts in St. Louis ranked by composite eviction-risk score.

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