University Heights Eviction Risk: High , Newark

Severe burden reaches 33%. Those are renters paying half their income or more, and that is where non-payment filings originate. The dominant input is court filing pressure at 9.7/10. Against the Essex County average of 7.3, this tract reads riskier for landlords by 2.6 points.

Running hot, rent-regulation exposure reads 9/10. The poverty rate is 36%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 27.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the high side, economic stress reads 9/10. Set annual rent against average income of $41,917 and the ratio lands at 34%, above the conventional 30% ceiling.

Cost burden runs 41% here against 50.3% across Essex County. The filing record is not thin: 2,081 evictions over 6 years of observation.

Average gross rent is $1,184, 15% below the Newark average. Filings peaked in 2018 at 96.1% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.