Academy Heights Eviction Risk: High , Newark

Cost burden runs 81% here against 50.3% across Essex County. The dominant input is court filing pressure at 9.7/10. It sits 2.6 points above the Essex County average of 7.3.

Set annual rent against average income of $48,229 and the ratio lands at 40%, above the conventional 30% ceiling. Running hot, rent-regulation exposure reads 9/10. Sitting well above the midpoint, local political climate reads 8.5/10.

Housing insecurity runs 27.3% against 14.2% nationally. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Inability to pay a utility bill runs 18.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. At $1,605 a month, rents run 15% over what the rest of Newark commands. Court records carry 536 eviction filings across 6 observed years.

The worst year on record was 2013, when 33.3% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.