McGinley Square Eviction Risk: High , Jersey City

The score leans hardest on rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Jersey City eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Hudson County average of 7.0 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 17% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

In CDC survey modeling, about 24.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.9% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.