McGinley Square Eviction Risk: High , Jersey City

The score leans hardest on rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Jersey City eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Hudson County average of 7.0 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 28.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 19.2% faced a utility shutoff threat, a common early warning before a filing.

Part of this tract, about 48% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.