Neighborhood · Ranked #8,912 of 84,120 nationally

McGinley Square Eviction Risk: Elevated , Jersey City

Tract 34017004103 · Hudson County, NJ · pop 2,025 · neighborhood within 0.5 mi

McGinley Square in Jersey City is where census tract 34017004103 sits, home to 2,025 residents. Its landlord eviction-risk score is 7.2/10. On the national scale it ranks #2,955 of 84,120 for landlord eviction difficulty.

About 51% of renters carry a rent burden of 30% of income or higher, a severe level, and 37% are severely burdened at 50% or more. Average gross rent is $1,355 monthly, set against $101,328 in average yearly household income, roughly 16% of income at the averages. About 48% of occupied units are renter-occupied.

Risk score

6.3

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 25% Stable renters 24% Owners 51%

Tract context

Occupied units881

Renter share48.5%

SVI overall0.82

Poverty rate9.5%

Median income$101,328

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Jersey City and the region

Centroid at 40.7207, -74.0775 · click any tract to drill in

Why McGinley Square scores 6.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Jersey City

8.0

Regional political climate

2024 county presidential margin

7.3

State political climate

New Jersey legislature & governorship

6.8

Economic stress

9.5% poverty · this tract

2.4

Supply constraint

$1,355 rent vs county FMR

1.0

Rent control risk

Inherited from Jersey City

8.5

Eviction process difficulty

State law sets the calendar

8.0

Tenant organizing strength

Inherited from Jersey City

7.5

Housing court bias

Inherited from Jersey City

8.0

How McGinley Square compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 82

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

64%Socioeconomic
82%Household composition
77%Racial/ethnic minority
85%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
55%Grade B
36%Grade C
9%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within McGinley Square. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

16.5%Housing insecurity
9.7%Utility-shutoff threat
18.7%Food insecurity
11.3%SNAP enrollment
9.6%Transit barriers
12.6%No health insurance
16.1%Frequent mental distress
24.9%Any disability

Analysis

What drives eviction risk in McGinley Square

The score leans hardest on rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Jersey City eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hudson County average of 7.0 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 9% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was B ("Still Desirable"). That lending history still correlates with present-day rent burden.

In CDC survey modeling, about 16.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.7% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34017004103

What is the eviction-risk score for census tract 34017004103?

Census tract 34017004103 in the McGinley Square neighborhood scores 6.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34017004103?

Median gross rent is $1,355/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.

What is the poverty rate in tract 34017004103?

9.5% of residents in tract 34017004103 live below the federal poverty line (ACS B17001, 2023). Population: 2,025.

How socially vulnerable is tract 34017004103?

CDC Social Vulnerability Index ranks this tract in the 82th percentile nationally. Sub-themes: socioeconomic 64th, household 82th, minority 77th, housing 85th.

Is tract 34017004103 considered part of McGinley Square?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34017004103 fall within McGinley Square (neighborhood centroid within 0.5 miles, OSM data).

What share of households in tract 34017004103 struggle to pay rent?

About 16.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 34017004103 compare to Jersey City overall?

Tract 34017004103 scores 6.3/10, lower than the parent city of Jersey City at 8.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Jersey City eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 34017004103 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 9% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Jersey City

Top eight tracts in Jersey City ranked by composite eviction-risk score.