McGinley Square Eviction Risk: High , Jersey City

At $1,091 a month, rents run 46% under what the rest of Jersey City commands. Severe burden reaches 30%. Those are renters paying half their income or more, and that is where non-payment filings originate. Pulling hardest the other way is supply constraint at 1/10.

This is renter territory: 82% of occupied units are tenant-occupied. Set annual rent against average income of $34,569 and the ratio lands at 38%, above the conventional 30% ceiling.

Running hot, rent-regulation exposure reads 8.5/10. It sits 1.7 points above the Hudson County average of 7.7.

On the high side, court filing pressure reads 8.3/10. Inability to pay a utility bill runs 21.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Court records carry 833 eviction filings across 4 observed years. Adults with no health insurance runs 18.6% against 11.3% nationally.

Filings peaked in 2018 at 29.3% of renter households.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.