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Neighborhood · Ranked #237 of 84,120 nationally

Chambersburg Eviction Risk: High , Trenton

Tract 34021002100 · Mercer County, NJ · pop 4,440 · neighborhood within 0.6 mi

Landlord eviction risk in census tract 34021002100 (Chambersburg in Trenton, New Jersey) comes in at 7.6/10, the Elevated tier. That is riskier than about 99% of US census tracts.

About 54% of renters carry a rent burden of 30% of income or higher, a severe level, and 26% are severely burdened at 50% or more. Average gross rent is $1,112 monthly, set against $28,261 in average yearly household income, roughly 47% of income at the averages. Renters make up 81% of occupied homes, a renter-majority tract.

Risk score
9.2
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 44% Stable renters 37% Owners 19%
Tract context
Occupied units1,777
Renter share81.3%
SVI overall0.98
Poverty rate28.6%
Median income$28,261

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 7 tracts In Chambersburg
Very High
Within parent city
96 th percentile
Rank, 96th percentileLowHigh
#2 of 25 tracts In Trenton
Very High
Within county
98 th percentile
Rank, 98th percentileLowHigh
#3 of 84 tracts In Mercer County
Very High
Within state
99 th percentile
Rank, 99th percentileLowHigh
#18 of 2,175 tracts In New Jersey
Very High
Geographic context

Risk heat across Trenton and the region

Centroid at 40.2198, -74.7465 · click any tract to drill in

Why Chambersburg scores 9.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Trenton
7.0
Regional political climate
2024 county presidential margin
7.0
State political climate
New Jersey legislature & governorship
6.8
Economic stress
28.6% poverty · this tract
7.1
Supply constraint
$1,112 rent vs county FMR
1.0
Rent control risk
Inherited from Trenton
7.5
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Trenton
6.5
Housing court bias
Inherited from Trenton
7.0

How Chambersburg compares

Risk score vs. parent city, county, state.
Chambersburg risk score vs. parent city / county / stateThis tract: 9.29.2This tracttract 002100Trenton: 8.28.2Trentonparent cityCounty: 4.44.4Countyavg tract in countyState: 4.34.3Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 98

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 1,855Total filings over 6 yrs
  • 24.01%Avg annual filing rate
  • 26.0%Peak (2013)
  • 281Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 340210021002013: 349 filings (25.95/100 renter HHs)2014: 324 filings (24.09/100 renter HHs)2015: 338 filings (25.13/100 renter HHs)2016: 288 filings (23.51/100 renter HHs)2017: 275 filings (22.45/100 renter HHs)2018: 281 filings (22.94/100 renter HHs)
Filings dropped 19% over the past 6 months.
Comparable tracts

Census tracts with similar eviction risk

Within Chambersburg. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Chambersburg

The score leans hardest on rent-control risk at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Trenton eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Mercer County average of 6.7 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

Princeton eviction risk's Eviction Lab logged 1,855 eviction filings here over 6 tracked years, with about 24.0% of renter households facing a filing in a typical year. Filings peaked at 26.0% of renter households in 2013.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34021002100

Q1

What is the eviction-risk score for census tract 34021002100?

Census tract 34021002100 in the Chambersburg neighborhood scores 9.2/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34021002100?

Median gross rent is $1,112/month (ACS 5-year 2023, table B25064). 54% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34021002100?

28.6% of residents in tract 34021002100 live below the federal poverty line (ACS B17001, 2023). Population: 4,440.
Q4

How socially vulnerable is tract 34021002100?

CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 98th, household 93th, minority 87th, housing 88th.
Q5

Is tract 34021002100 considered part of Chambersburg?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34021002100 fall within Chambersburg (neighborhood centroid within 0.6 miles, OSM data).
Q6

How many evictions are filed each year in tract 34021002100?

Princeton eviction risk Eviction Lab recorded 1,855 eviction filings across 6 validated years in tract 34021002100 (2000-2018). The average annual filing rate is 24.01% of renter households, peaking at 26.0% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 34021002100 struggle to pay rent?

About 37.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 24.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 34021002100 compare to Trenton overall?

Tract 34021002100 scores 9.2/10, higher than the parent city of Trenton at 8.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Trenton eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 34021002100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Trenton

Top eight tracts in Trenton ranked by composite eviction-risk score.

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