Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #5,730 of 84,120 nationally
Chambersburg Eviction Risk: High , Trenton
Tract 34021000300 · Mercer County, NJ · pop 4,832 · neighborhood within 0.7 mi
With a score of 8.4/10, tract 34021000300 in the Chambersburg area of Trenton, NJ reads high for landlord eviction risk. It is home to 4,832 residents. The severe-burden share is 36%, and it is the single best predictor in this model of a filing that actually reaches judgment.
Risk score
8.4
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 31%
Stable renters 21%
Owners 48%
Tract context
Occupied units1,544
Renter share52.1%
SVI overall0.88
Poverty rate17.4%
Median income$70,385
Percentile rank
Higher percentile = riskier than more peers.Within parent city
58
th percentile
Elevated
Within county
83
th percentile
High
Within state
86
th percentile
High
Geographic context
Risk heat across Trenton and the region
Centroid at 40.2036, -74.7387 · click any tract to drill in
Why Chambersburg scores 8.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Trenton
7.0
Regional political climate
2024 county presidential margin
7.0
State political climate
New Jersey legislature & governorship
6.8
Economic stress
17.4% poverty · this tract
4.4
Supply constraint
$1,688 rent vs county FMR
3.3
Rent control risk
Inherited from Trenton
7.5
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Trenton
6.5
Housing court bias
Inherited from Trenton
7.0
How Chambersburg compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 88
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 94%Socioeconomic
- 80%Household composition
- 86%Racial/ethnic minority
- 60%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 21%Grade B
- 79%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 667Total filings over 6 yrs
- 17.14%Avg annual filing rate
- 19.4%Peak (2018)
- 123Filings in 2018 (latest validated)
Filings stayed roughly flat over the past 6 months.
Comparable tracts
Census tracts with similar eviction risk
Within Chambersburg. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 28.5%Housing insecurity
- 16.0%Utility-shutoff threat
- 33.5%Food insecurity
- 21.9%SNAP enrollment
- 15.7%Transit barriers
- 27.7%No health insurance
- 18.1%Frequent mental distress
- 29.8%Any disability
Analysis
What drives eviction risk in Chambersburg
Against the Mercer County average of 5.7, this tract reads riskier for landlords by 2.7 points. The dominant input is court filing pressure at 9.3/10. 60% of renter households cross the 30%-of-income line, markedly above the Mercer County average of 46.5%.
Average gross rent is $1,688, 30% above the Trenton average. Housing insecurity runs 28.5% against 14.2% nationally.
Running hot, rent-regulation exposure reads 7.5/10. The filing record is not thin: 667 evictions over 6 years of observation.
Sitting well above the midpoint, regional political climate reads 7/10. Inability to pay a utility bill runs 16.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.
Filings peaked in 2018 at 19.4% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.
In a typical year about 17.1% of renter households face a filing. Nationally it ranks #5,730 of 84,120 for landlord eviction difficulty.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 34021000300
Q1
What is the eviction-risk score for census tract 34021000300?
Census tract 34021000300 in the Chambersburg neighborhood scores 8.4/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34021000300?
Median gross rent is $1,688/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34021000300?
17.4% of residents in tract 34021000300 live below the federal poverty line (ACS B17001, 2023). Population: 4,832.
Q4
How socially vulnerable is tract 34021000300?
CDC Social Vulnerability Index ranks this tract in the 88th percentile nationally. Sub-themes: socioeconomic 94th, household 80th, minority 86th, housing 60th.
Q5
Is tract 34021000300 considered part of Chambersburg?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34021000300 fall within Chambersburg (neighborhood centroid within 0.7 miles, OSM data).
Q6
How many evictions are filed each year in tract 34021000300?
Princeton eviction risk Eviction Lab recorded 667 eviction filings across 6 validated years in tract 34021000300 (2000-2018). The average annual filing rate is 17.14% of renter households, peaking at 19.4% in 2018. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34021000300 struggle to pay rent?
About 28.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34021000300 compare to Trenton overall?
Tract 34021000300 scores 8.4/10, higher than the parent city of Trenton at 7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Trenton eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34021000300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Trenton
Top eight tracts in Trenton ranked by composite eviction-risk score.
Tract · NJ
Chambersburg
8.4
/ 10 · High
Tract · NJ
Lamberton
8.4
/ 10 · High
Tract · NJ
Mill Hill
8.4
/ 10 · High
Tract · NJ
Lamberton
8.4
/ 10 · High
Tract · NJ
Perdicaris Place
8.4
/ 10 · High
Tract · NJ
Perdicaris Place
8.4
/ 10 · High
Tract · NJ
The Island
8.4
/ 10 · High
Tract · NJ
Hillcrest
8.4
/ 10 · High
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