Neighborhood · Ranked #2,892 of 84,120 nationally

Riverside Eviction Risk: Elevated , Paterson

Tract 34031181101 · Passaic County, NJ · pop 2,256 · neighborhood within 0.5 mi

Census tract 34031181101 covers the Riverside area of Paterson, home to 2,256 residents. For landlords it grades 7.1/10, an elevated reading. That is riskier than roughly 96% of the 84,120 US census tracts we score.

About 93% of renters carry a rent burden of 30% of income or higher, a severe level, and 38% are severely burdened at 50% or more. The typical renter pays about $1,237 a month while the average household earns $38,229 a year, roughly 39% of income at the averages. Renters make up 54% of occupied homes, a renter-majority tract.

Risk score

7.6

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 50% Stable renters 4% Owners 46%

Tract context

Occupied units839

Renter share53.6%

SVI overall0.68

Poverty rate9.3%

Median income$38,229

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Paterson and the region

Centroid at 40.9305, -74.1456 · click any tract to drill in

Why Riverside scores 7.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Paterson

7.5

Regional political climate

2024 county presidential margin

5.8

State political climate

New Jersey legislature & governorship

6.8

Economic stress

9.3% poverty · this tract

2.3

Supply constraint

$1,237 rent vs county FMR

1.0

Rent control risk

Inherited from Paterson

8.0

Eviction process difficulty

State law sets the calendar

7.5

Tenant organizing strength

Inherited from Paterson

7.0

Housing court bias

Inherited from Paterson

7.5

How Riverside compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 68

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

77%Socioeconomic
87%Household composition
97%Racial/ethnic minority
13%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Riverside. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

29.2%Housing insecurity
15.1%Utility-shutoff threat
37.0%Food insecurity
21.9%SNAP enrollment
15.3%Transit barriers
30.1%No health insurance
17.4%Frequent mental distress
35.7%Any disability

Analysis

What drives eviction risk in Riverside

The score leans hardest on rent-control risk at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Paterson eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Passaic County average of 6.9 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 29.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.1% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly Hispanic or Latino and ranks around the 68th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34031181101

What is the eviction-risk score for census tract 34031181101?

Census tract 34031181101 in the Riverside neighborhood scores 7.6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34031181101?

Median gross rent is $1,237/month (ACS 5-year 2023, table B25064). 93% of renter households are cost-burdened.

What is the poverty rate in tract 34031181101?

9.3% of residents in tract 34031181101 live below the federal poverty line (ACS B17001, 2023). Population: 2,256.

How socially vulnerable is tract 34031181101?

CDC Social Vulnerability Index ranks this tract in the 68th percentile nationally. Sub-themes: socioeconomic 77th, household 87th, minority 97th, housing 13th.

Is tract 34031181101 considered part of Riverside?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34031181101 fall within Riverside (neighborhood centroid within 0.5 miles, OSM data).

What share of households in tract 34031181101 struggle to pay rent?

About 29.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 34031181101 compare to Paterson overall?

Tract 34031181101 scores 7.6/10, lower than the parent city of Paterson at 8.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Paterson eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 34031181101 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Paterson

Top eight tracts in Paterson ranked by composite eviction-risk score.