Riverside Eviction Risk: High , Paterson

The dominant input is court filing pressure at 9.1/10. It sits 2.4 points above the Passaic County average of 6.7. 79% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

On the high side, rent-regulation exposure reads 8/10. Adults with no health insurance runs 23.6% against 11.3% nationally. Running hot, local political climate reads 7.5/10.

The poverty rate is 20%, which in this model reads as reduced rent-recovery odds after a judgment. Princeton eviction risk's Eviction Lab logged 1,185 filings here across 5 tracked years.

Inability to pay a utility bill runs 16.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2015, when 24.5% of renter households were served.

In a typical year about 22.7% of renter households face a filing. That is riskier than roughly 95% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 9.3/10, which tracks how hard a shock lands on the households already here.

Statewide the NJ average is 6.0, so this tract runs 3.1 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.