Melrose Eviction Risk: High , New York

What pushes it up most is tenant-organizing strength at 9.8/10. Annualized rent equals 48% of average household income of $32,199, past the 30% affordability line, which thins the margin any screening standard has to work with.

The severe-burden share is 30%, and it is the single best predictor in this model of a filing that actually reaches judgment. 94% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Running hot, court filing pressure reads 9.6/10.

On the softer side, supply constraint reads 1/10. The poverty rate is 32%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

At $1,275 a month, rents run 30% under what the rest of New York commands. roughly two in three of renter households cross the 30%-of-income line, higher than the Bronx County average of 56.0%.

Inability to pay a utility bill runs 22.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Court records carry 5,097 eviction filings across 8 observed years.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.