Cobblestone District Eviction Risk: High , Buffalo

70% of renter households cross the 30%-of-income line, far above the Erie County average of 44.6%. The score leans hardest on economic stress at 9.4/10.

Against the Erie County average of 6.8, this tract reads riskier for landlords by 2.5 points. The poverty rate is 37%, which in this model reads as reduced rent-recovery odds after a judgment. SNAP participation runs 33.9% against 15.2% nationally.

Annualized rent equals 35% of average household income of $32,500, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, local political climate reads 8/10. Sitting well above the midpoint, eviction-process difficulty reads 8/10.

Food insecurity runs 29.5% against 17.8% nationally. At $952 a month, rents run 9% under what the rest of Buffalo commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #3,082 of 84,120 for landlord eviction difficulty. Social vulnerability reads 7.1/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the NY average is 7.7, so this tract runs 1.6 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.